BlackRock

BlackRock’s purpose is to help more and more people experience financial wellbeing. Our world-class capabilities and innovative thinking go into every portfolio to help you build a better financial future.

Investment Expertise, Simply Delivered.

We want to help you achieve your investment goals and believe that the best way to do that is to offer a selection of actively managed multi-asset portfolios.

Building our portfolios with iShares ETFs means that investors can gain the potential benefits of asset allocation with underlying investments that closely follow an index.

Our model portfolios are constructed to optimally balance long–term returns, risks, and costs as per the objective of the four risk profiles. As a result, each portfolio has a unique objective, offering exposures to various asset classes, industry sectors, style factors, currencies, and geographies.

Reviews and Rebalancing

Our model portfolios are constructed and supported by a global team of investment strategists and monitored by BlackRock’s sophisticated risk-management engine, Aladdin – the same technology used by some of the most sophisticated investors and institutions around the world.

The portfolio asset allocations are reviewed regularly and rebalanced where appropriate, as per the objective of each model. This is to ensure that the portfolios remain optimally balanced for risk, return, and cost.

*As of June 30, 2020, the firm managed approximately USD$7.32 trillion in assets on behalf of investors worldwide.
our team
  • Josh Persky View Profile
    Lead Strategist, Model Portfolios, BlackRock Australia
  • Christopher T. Downing, PhD View Profile
    Head of Model Portfolio Research, BlackRock Asia-Pacific
Investment Models
Investment Objective
The BlackRock Defensive Income Model aims to provide investors with attractive returns consistent with a “diversified moderate” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000

Model Composition

Allocation as at February 2021

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    BlackRock Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 2.46% $246,000
    Code Security name Weighting % Amount
    CASH Cash 2.46% $2,460
    Cash 2.46% $246,000
    Australian Shares 13.89% $13,892
    Code Security name Weighting % Amount
    IOZ iShares Core S&P/ASX 200 ETF 13.89% $13,892
    Australian Shares 13.89% $13,892
    International Shares 21.14% $21,143
    Code Security name Weighting % Amount
    IEM iShares MSCI Emerging Markets ETF 4.04% $4,045
    IEU iShares S&P Europe ETF 1.31% $1,312
    IHVV iShares S&P 500 AUD Hedged ETF 1.42% $1,418
    IVE iShares MSCI EAFE ETF 3.61% $3,611
    IVV iShares S&P 500 ETF 5.71% $5,711
    IZZ iShares FTSE China Large-Cap ETF 1.52% $1,521
    WVOL iShares Edge MSCI World Minimum Volatility ETF 3.53% $3,526
    International Shares 21.14% $21,143
    Australian Fixed Interest 49.02% $4,902,000
    Code Security name Weighting % Amount
    IAF iShares Core Composite Bond ETF 36.27% $36,270
    IGB iShares Treasury ETF 4.49% $4,490
    ISEC iShares Enhanced Cash ETF 8.26% $8,257
    Australian Fixed Interest 49.02% $4,902,000
    International Fixed Interest 13.49% $13,488
    Code Security name Weighting % Amount
    IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 10.70% $10,702
    IHHY iShares Global High Yield Bond (AUD Hedged) ETF 2.79% $2,786
    International Fixed Interest 13.49% $13,488
    100.00%
    Total
    $99,999
    Display fees as
    Your monthly fee
    Model Portfolio fee
    $ - per month

    All fees and charges are inclusive of GST.

    Model Portfolio Fee
    $ - per month
    This includes:

    BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned
    Other charges:

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


    A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


    All fees and charges are inclusive of GST.
    Please refer to the current PDS for a detailed description of fees and other costs.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    The BlackRock Sustainable Income Model aims to provide investors with attractive returns consistent with a “diversified balanced” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
    Typical Investor
    A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
    Investment Strategy and Approach
    BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
    Minimum Investment Amount
    $20,000

    Model Composition

    Allocation as at February 2021

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      BlackRock Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 2.48% $248,000
      Code Security name Weighting % Amount
      CASH Cash 2.48% $2,480
      Cash 2.48% $248,000
      Australian Shares 22.78% $22,784
      Code Security name Weighting % Amount
      IOZ iShares Core S&P/ASX 200 ETF 22.78% $22,784
      Australian Shares 22.78% $22,784
      International Shares 31.38% $31,368
      Code Security name Weighting % Amount
      IEM iShares MSCI Emerging Markets ETF 5.04% $5,039
      IEU iShares S&P Europe ETF 6.34% $6,339
      IHVV iShares S&P 500 AUD Hedged ETF 1.91% $1,911
      IJP iShares MSCI Japan ETF 2.52% $2,519
      IVV iShares S&P 500 ETF 10.23% $10,227
      IZZ iShares FTSE China Large-Cap ETF 1.52% $1,516
      WVOL iShares Edge MSCI World Minimum Volatility ETF 3.82% $3,816
      International Shares 31.38% $31,368
      Australian Fixed Interest 33.57% $3,357,000
      Code Security name Weighting % Amount
      IAF iShares Core Composite Bond ETF 26.02% $26,023
      IGB iShares Treasury ETF 2.99% $2,986
      ISEC iShares Enhanced Cash ETF 4.56% $4,562
      Australian Fixed Interest 33.57% $3,357,000
      International Fixed Interest 9.79% $9,787
      Code Security name Weighting % Amount
      IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 7.51% $7,510
      IHHY iShares Global High Yield Bond (AUD Hedged) ETF 2.28% $2,276
      International Fixed Interest 9.79% $9,787
      100.00%
      Total
      $99,989
      Display fees as
      Your monthly fee
      Model Portfolio fee
      $ - per month

      All fees and charges are inclusive of GST.

      Model Portfolio Fee
      $ - per month
      This includes:

      BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned
      Other charges:

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


      A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


      All fees and charges are inclusive of GST.
      Please refer to the current PDS for a detailed description of fees and other costs.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      The BlackRock Robust Growth Model aims to provide investors with attractive returns consistent with a “diversified growth” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
      Typical Investor
      A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
      Investment Strategy and Approach
      BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
      Minimum Investment Amount
      $20,000

      Model Composition

      Allocation as at February 2021

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        BlackRock Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 3.00% $300,000
        Code Security name Weighting % Amount
        CASH Cash 3.00% $3,000
        Cash 3.00% $300,000
        Australian Shares 32.74% $32,740
        Code Security name Weighting % Amount
        IOZ iShares Core S&P/ASX 200 ETF 32.74% $32,740
        Australian Shares 32.74% $32,740
        International Shares 40.32% $4,032,000
        Code Security name Weighting % Amount
        IEM iShares MSCI Emerging Markets ETF 6.03% $6,033
        IEU iShares S&P Europe ETF 6.73% $6,727
        IHVV iShares S&P 500 AUD Hedged ETF 2.81% $2,809
        IJP iShares MSCI Japan ETF 3.01% $3,014
        IVE iShares MSCI EAFE ETF 2.30% $2,299
        IVV iShares S&P 500 ETF 13.42% $13,425
        IZZ iShares FTSE China Large-Cap ETF 1.51% $1,510
        WVOL iShares Edge MSCI World Minimum Volatility ETF 4.51% $4,508
        International Shares 40.32% $4,032,000
        Australian Fixed Interest 18.13% $18,128
        Code Security name Weighting % Amount
        IAF iShares Core Composite Bond ETF 14.86% $14,863
        IGB iShares Treasury ETF 1.69% $1,685
        ISEC iShares Enhanced Cash ETF 1.58% $1,580
        Australian Fixed Interest 18.13% $18,128
        International Fixed Interest 5.81% $5,815
        Code Security name Weighting % Amount
        IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 4.83% $4,830
        IHHY iShares Global High Yield Bond (AUD Hedged) ETF 0.98% $985
        International Fixed Interest 5.81% $5,815
        100.00%
        Total
        $100,008
        Display fees as
        Your monthly fee
        Model Portfolio fee
        $ - per month

        All fees and charges are inclusive of GST.

        Model Portfolio Fee
        $ - per month
        This includes:

        BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned
        Other charges:

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


        A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


        All fees and charges are inclusive of GST.
        Please refer to the current PDS for a detailed description of fees and other costs.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        The BlackRock Maximum Growth Model aims to provide investors with attractive returns consistent with a “diversified aggressive” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
        Typical Investor
        A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
        Investment Strategy and Approach
        BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
        Minimum Investment Amount
        $20,000

        Model Composition

        Allocation as at February 2021

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          BlackRock Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 2.98% $298,000
          Code Security name Weighting % Amount
          CASH Cash 2.98% $2,980
          Cash 2.98% $298,000
          Australian Shares 39.87% $39,875
          Code Security name Weighting % Amount
          IOZ iShares Core S&P/ASX 200 ETF 39.87% $39,875
          Australian Shares 39.87% $39,875
          International Shares 47.28% $4,728,000
          Code Security name Weighting % Amount
          IEM iShares MSCI Emerging Markets ETF 7.02% $7,024
          IEU iShares S&P Europe ETF 6.81% $6,814
          IHVV iShares S&P 500 AUD Hedged ETF 3.52% $3,522
          IJP iShares MSCI Japan ETF 3.01% $3,011
          IVE iShares MSCI EAFE ETF 3.99% $3,987
          IVV iShares S&P 500 ETF 16.12% $16,115
          IZZ iShares FTSE China Large-Cap ETF 1.51% $1,506
          WVOL iShares Edge MSCI World Minimum Volatility ETF 5.30% $5,300
          International Shares 47.28% $4,728,000
          Australian Fixed Interest 6.72% $6,724
          Code Security name Weighting % Amount
          IAF iShares Core Composite Bond ETF 6.72% $6,724
          Australian Fixed Interest 6.72% $6,724
          International Fixed Interest 3.15% $3,152
          Code Security name Weighting % Amount
          IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 2.16% $2,163
          IHHY iShares Global High Yield Bond (AUD Hedged) ETF 0.99% $989
          International Fixed Interest 3.15% $3,152
          100.00%
          Total
          $100,012
          Display fees as
          Your monthly fee
          Model Portfolio fee
          $ - per month

          All fees and charges are inclusive of GST.

          Model Portfolio Fee
          $ - per month
          This includes:

          BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned
          Other charges:

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


          A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


          All fees and charges are inclusive of GST.
          Please refer to the current PDS for a detailed description of fees and other costs.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.