BlackRock’s purpose is to help more and more people experience financial wellbeing. Our world-class capabilities and innovative thinking go into every portfolio to help you build a better financial future.
Investment Expertise, Simply Delivered.
We want to help you achieve your investment goals and believe that the best way to do that is to offer a selection of actively managed multi-asset portfolios.
Building our portfolios with iShares ETFs means that investors can gain the potential benefits of asset allocation with underlying investments that closely follow an index.
Our model portfolios are constructed to optimally balance long–term returns, risks, and costs as per the objective of the four risk profiles. As a result, each portfolio has a unique objective, offering exposures to various asset classes, industry sectors, style factors, currencies, and geographies.
Reviews and Rebalancing
Our model portfolios are constructed and supported by a global team of investment strategists and monitored by BlackRock’s sophisticated risk-management engine, Aladdin – the same technology used by some of the most sophisticated investors and institutions around the world.
The portfolio asset allocations are reviewed regularly and rebalanced where appropriate, as per the objective of each model. This is to ensure that the portfolios remain optimally balanced for risk, return, and cost.
*As of June 30, 2020, the firm managed approximately USD$7.32 trillion in assets on behalf of investors worldwide.
Lead Strategist, Model Portfolios, BlackRock Australia
Joshua Persky, Vice President, Model Portfolios & Solutions, is responsible for promoting the use of iShares by delivering insight across a broad range of investment disciplines including security valuation, market structure, trading and execution, portfolio analysis and construction. Josh joined BlackRock in June 2015, where he was most recently at MSCI (RiskMetrics) in New York, where he was a senior consultant for hedge fund analytics & sales. Prior to leaving Australia for the US, he held senior roles in relationship management within the MSCI index & Barra business, helping pension funds & asset managers with ETF construction, performance attribution & risk management analytics.
Christopher T. Downing, PhD
Head of Model Portfolio Research, BlackRock Asia-Pacific
Head of Model Portfolio Research, BlackRock Asia-Pacific
Christopher T. Downing, PhD, is a managing director in the Model Portfolio Solutions (MPS) team in the Multi-Asset Strategies & Solutions (MASS) group. MASS is the investment group at the heart of BlackRock's portfolio construction, asset allocation, and active management ecosystem. MASS draws on the full toolkit of BlackRock's index, factor, and alpha-seeking investment capabilities to deliver precise investment outcomes and cutting-edge alpha insights. MASS constructs active asset allocation strategies and whole portfolio solutions across a wide spectrum of commingled funds, separate accounts, model portfolios, and outsourcing solutions in the wealth and institutional channels. Chris leads the MPS team based in Hong Kong that is responsible for the development and management of model portfolio solutions for investors in the APAC region and globally.
Chris' service with BlackRock dates back to 2007. Prior to his work in MPS, he has led investment research teams in Scientific Fixed Income, the Global Market Strategies Group, and iShares, focusing mainly on investment research and product development.
Prior to joining BlackRock, Chris held the Gerald D. Hines chair at Rice University's Jones School of Management, teaching MBA-level courses in finance. Prior to this, he was a staff economist in the research division of the Federal Reserve Board in Washington, DC, with responsibility for various sectors of the capital markets. Chris holds a BA degree in economics and mathematics from the University of Wisconsin - Madison and a PhD degree in economics from the University of California - Berkeley.
This Model Portfolio suits investors who: are averse to large fluctuations in the value of their investments over shorter time periods. This portfolio is the most risk-averse of our four Model Portfolio categories, and aims to protect you against a fall in the real value of your portfolio over time (that is, after inflation) by investing largely in Defensive assets. This means the portfolio will seek to generate a moderate income. You are comfortable with a targeted rate of return of 1-2% above inflation. As a rough guide, this Model Portfolio will typically consist of 70% Defensive assets and 30% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.
This Model Portfolio suits investors who: seek a consistent and sustainable income from your portfolio. You also have a reasonably long-term time horizon and are not overly sensitive to changes in the value of your portfolio over shorter time periods. This portfolio takes more risk than the Defensive Income portfolio, seeking to deliver higher income and higher growth. You are comfortable with a targeted rate of return of 2-3% above inflation, and value consistent income over long-term growth of assets. As a rough guide this Model Portfolio will typically consist of 50% Defensive assets and 50% in Growth assets, including higher-yielding Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.
This Model Portfolio suits investors who: are focused on growth within your portfolio, with a commensurate lower focus on stability of the short-term value of the portfolio. This portfolio has a higher orientation to Growth assets than our Sustainable Income model but less than our Maximum Growth model. You are comfortable with a targeted rate of return of 3-4% above inflation, because you value Growth over Income in your portfolio. As a rough guide, this Model Portfolio will typically consist of 30% Defensive assets and 70% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.
This Model Portfolio suits investors who: are focused on long-term growth and are comfortable with the commensurate risk and volatility that comes with this style of investing. This portfolio has the highest orientation to Growth assets of our four Model Portfolio categories. You are seeking a targeted rate of return of 4-6% above inflation, because you value growth and are a long-term investor. As a rough guide, this Model Portfolio will typically consist of 10% Defensive assets and 90% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.
Investment Objective
The BlackRock Defensive Income Model aims to provide investors with attractive returns consistent with a “diversified moderate” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000
Model Composition
Allocation as at November 2020
Allocation & Fees
Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
BlackRock Defensive Income
This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
Cash
2.49%
$249,000
Code
Security name
Weighting %
Amount
CASH
Cash
2.49%
$2,490
Cash
2.49%
$249,000
Australian Shares
16.38%
$16,376
Code
Security name
Weighting %
Amount
IOZ
iShares Core S&P/ASX 200 ETF
14.39%
$14,389
MVOL
iShares Edge MSCI Australia Minimum Volatility ETF
1.99%
$1,987
Australian Shares
16.38%
$16,376
International Shares
20.29%
$20,296
Code
Security name
Weighting %
Amount
IEM
iShares MSCI Emerging Markets ETF
6.07%
$6,072
IHVV
iShares S&P 500 AUD Hedged ETF
6.46%
$6,459
IVE
iShares MSCI EAFE ETF
2.01%
$2,009
IVV
iShares S&P 500 ETF
4.24%
$4,242
IZZ
iShares FTSE China Large-Cap ETF
1.51%
$1,515
International Shares
20.29%
$20,296
Australian Fixed Interest
46.92%
$4,692,000
Code
Security name
Weighting %
Amount
IAF
iShares Core Composite Bond ETF
35.72%
$35,723
IGB
iShares Treasury ETF
4.72%
$4,720
ISEC
iShares Enhanced Cash ETF
6.48%
$6,480
Australian Fixed Interest
46.92%
$4,692,000
International Fixed Interest
13.92%
$13,918
Code
Security name
Weighting %
Amount
IHCB
iShares Core Global Corporate Bond (AUD Hedged) ETF
BlackRock Fee, which covers their professional
investment management expertise, intellectual
property, research, analysis, modelling, asset allocation,
and buying and selling decisions. This fee is deducted directly from your investment account.
OpenInvest Fee, which covers
all costs of administering your portfolio, including updating your portfolio - based
on decisions of your chosen investment manager - and detailed reporting.
This fee is deducted directly from your investment account.
No hidden fees or charges
We pay for brokerage
You keep all interest earned
Other charges:
The Indirect Cost, which is an estimate of underlying
charges of some of the holdings BlackRock may invest
in, such as ETFs and managed funds. These charges are
automatically deducted by those funds, rather than
coming out of your account.
The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.
A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.
The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.
All fees and charges are inclusive of GST.
Please refer to the current PDS for a detailed description of fees and other costs.
Ready to Invest?
Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.
The BlackRock Sustainable Income Model aims to provide investors with attractive returns consistent with a “diversified balanced” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000
Model Composition
Allocation as at November 2020
Allocation & Fees
Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
BlackRock Sustainable Income
This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
Cash
2.50%
$250,000
Code
Security name
Weighting %
Amount
CASH
Cash
2.50%
$2,500
Cash
2.50%
$250,000
Australian Shares
27.31%
$27,311
Code
Security name
Weighting %
Amount
IOZ
iShares Core S&P/ASX 200 ETF
24.83%
$24,826
MVOL
iShares Edge MSCI Australia Minimum Volatility ETF
BlackRock Fee, which covers their professional
investment management expertise, intellectual
property, research, analysis, modelling, asset allocation,
and buying and selling decisions. This fee is deducted directly from your investment account.
OpenInvest Fee, which covers
all costs of administering your portfolio, including updating your portfolio - based
on decisions of your chosen investment manager - and detailed reporting.
This fee is deducted directly from your investment account.
No hidden fees or charges
We pay for brokerage
You keep all interest earned
Other charges:
The Indirect Cost, which is an estimate of underlying
charges of some of the holdings BlackRock may invest
in, such as ETFs and managed funds. These charges are
automatically deducted by those funds, rather than
coming out of your account.
The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.
A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.
The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.
All fees and charges are inclusive of GST.
Please refer to the current PDS for a detailed description of fees and other costs.
Ready to Invest?
Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.
The BlackRock Robust Growth Model aims to provide investors with attractive returns consistent with a “diversified growth” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000
Model Composition
Allocation as at November 2020
Allocation & Fees
Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
BlackRock Robust Growth
This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
Cash
2.50%
$250,000
Code
Security name
Weighting %
Amount
CASH
Cash
2.50%
$2,500
Cash
2.50%
$250,000
Australian Shares
38.26%
$3,826,000
Code
Security name
Weighting %
Amount
IOZ
iShares Core S&P/ASX 200 ETF
35.27%
$35,274
MVOL
iShares Edge MSCI Australia Minimum Volatility ETF
BlackRock Fee, which covers their professional
investment management expertise, intellectual
property, research, analysis, modelling, asset allocation,
and buying and selling decisions. This fee is deducted directly from your investment account.
OpenInvest Fee, which covers
all costs of administering your portfolio, including updating your portfolio - based
on decisions of your chosen investment manager - and detailed reporting.
This fee is deducted directly from your investment account.
No hidden fees or charges
We pay for brokerage
You keep all interest earned
Other charges:
The Indirect Cost, which is an estimate of underlying
charges of some of the holdings BlackRock may invest
in, such as ETFs and managed funds. These charges are
automatically deducted by those funds, rather than
coming out of your account.
The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.
A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.
The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.
All fees and charges are inclusive of GST.
Please refer to the current PDS for a detailed description of fees and other costs.
Ready to Invest?
Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.
The BlackRock Maximum Growth Model aims to provide investors with attractive returns consistent with a “diversified aggressive” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000
Model Composition
Allocation as at November 2020
Allocation & Fees
Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
BlackRock Maximum Growth
This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
Cash
2.99%
$299,000
Code
Security name
Weighting %
Amount
CASH
Cash
2.99%
$2,990
Cash
2.99%
$299,000
Australian Shares
46.44%
$4,644,000
Code
Security name
Weighting %
Amount
IOZ
iShares Core S&P/ASX 200 ETF
42.96%
$42,956
MVOL
iShares Edge MSCI Australia Minimum Volatility ETF
BlackRock Fee, which covers their professional
investment management expertise, intellectual
property, research, analysis, modelling, asset allocation,
and buying and selling decisions. This fee is deducted directly from your investment account.
OpenInvest Fee, which covers
all costs of administering your portfolio, including updating your portfolio - based
on decisions of your chosen investment manager - and detailed reporting.
This fee is deducted directly from your investment account.
No hidden fees or charges
We pay for brokerage
You keep all interest earned
Other charges:
The Indirect Cost, which is an estimate of underlying
charges of some of the holdings BlackRock may invest
in, such as ETFs and managed funds. These charges are
automatically deducted by those funds, rather than
coming out of your account.
The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.
A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.
The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.
All fees and charges are inclusive of GST.
Please refer to the current PDS for a detailed description of fees and other costs.
Ready to Invest?
Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.
