BlackRock

BlackRock’s purpose is to help more and more people experience financial wellbeing. Our world-class capabilities and innovative thinking go into every portfolio to help you build a better financial future.

Investment Expertise, Simply Delivered.

We want to help you achieve your investment goals and believe that the best way to do that is to offer a selection of actively managed multi-asset portfolios.

Building our portfolios with iShares ETFs means that investors can gain the potential benefits of asset allocation with underlying investments that closely follow an index.

Our model portfolios are constructed to optimally balance long–term returns, risks, and costs as per the objective of the four risk profiles. As a result, each portfolio has a unique objective, offering exposures to various asset classes, industry sectors, style factors, currencies, and geographies.

Reviews and Rebalancing

Our model portfolios are constructed and supported by a global team of investment strategists and monitored by BlackRock’s sophisticated risk-management engine, Aladdin – the same technology used by some of the most sophisticated investors and institutions around the world.

The portfolio asset allocations are reviewed regularly and rebalanced where appropriate, as per the objective of each model. This is to ensure that the portfolios remain optimally balanced for risk, return, and cost.

*As of June 30, 2020, the firm managed approximately USD$7.32 trillion in assets on behalf of investors worldwide.
our team
  • Josh Persky View Profile
    Lead Strategist, Model Portfolios, BlackRock Australia
  • Christopher T. Downing, PhD View Profile
    Head of Model Portfolio Research, BlackRock Asia-Pacific
Investment Models
Investment Objective
The BlackRock Defensive Income Model aims to provide investors with attractive returns consistent with a “diversified moderate” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000

Model Composition

Allocation as at November 2020

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    BlackRock Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 2.49% $249,000
    Code Security name Weighting % Amount
    CASH Cash 2.49% $2,490
    Cash 2.49% $249,000
    Australian Shares 16.38% $16,376
    Code Security name Weighting % Amount
    IOZ iShares Core S&P/ASX 200 ETF 14.39% $14,389
    MVOL iShares Edge MSCI Australia Minimum Volatility ETF 1.99% $1,987
    Australian Shares 16.38% $16,376
    International Shares 20.29% $20,296
    Code Security name Weighting % Amount
    IEM iShares MSCI Emerging Markets ETF 6.07% $6,072
    IHVV iShares S&P 500 AUD Hedged ETF 6.46% $6,459
    IVE iShares MSCI EAFE ETF 2.01% $2,009
    IVV iShares S&P 500 ETF 4.24% $4,242
    IZZ iShares FTSE China Large-Cap ETF 1.51% $1,515
    International Shares 20.29% $20,296
    Australian Fixed Interest 46.92% $4,692,000
    Code Security name Weighting % Amount
    IAF iShares Core Composite Bond ETF 35.72% $35,723
    IGB iShares Treasury ETF 4.72% $4,720
    ISEC iShares Enhanced Cash ETF 6.48% $6,480
    Australian Fixed Interest 46.92% $4,692,000
    International Fixed Interest 13.92% $13,918
    Code Security name Weighting % Amount
    IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 11.93% $11,927
    IHHY iShares Global High Yield Bond (AUD Hedged) ETF 1.99% $1,991
    International Fixed Interest 13.92% $13,918
    100.00%
    Total
    $100,003
    Display fees as
    Your monthly fee
    Model Portfolio fee
    $ - per month

    All fees and charges are inclusive of GST.

    Model Portfolio Fee
    $ - per month
    This includes:

    BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned
    Other charges:

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


    A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


    All fees and charges are inclusive of GST.
    Please refer to the current PDS for a detailed description of fees and other costs.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    The BlackRock Sustainable Income Model aims to provide investors with attractive returns consistent with a “diversified balanced” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
    Typical Investor
    A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
    Investment Strategy and Approach
    BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
    Minimum Investment Amount
    $20,000

    Model Composition

    Allocation as at November 2020

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      BlackRock Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 2.50% $250,000
      Code Security name Weighting % Amount
      CASH Cash 2.50% $2,500
      Cash 2.50% $250,000
      Australian Shares 27.31% $27,311
      Code Security name Weighting % Amount
      IOZ iShares Core S&P/ASX 200 ETF 24.83% $24,826
      MVOL iShares Edge MSCI Australia Minimum Volatility ETF 2.48% $2,485
      Australian Shares 27.31% $27,311
      International Shares 28.83% $28,838
      Code Security name Weighting % Amount
      IEM iShares MSCI Emerging Markets ETF 7.08% $7,083
      IEU iShares S&P Europe ETF 2.51% $2,509
      IHVV iShares S&P 500 AUD Hedged ETF 6.98% $6,980
      IJP iShares MSCI Japan ETF 2.00% $2,002
      IVV iShares S&P 500 ETF 7.74% $7,744
      IZZ iShares FTSE China Large-Cap ETF 1.52% $1,521
      WVOL iShares Edge MSCI World Minimum Volatility ETF 1.00% $998
      International Shares 28.83% $28,838
      Australian Fixed Interest 31.42% $3,142,000
      Code Security name Weighting % Amount
      IAF iShares Core Composite Bond ETF 25.60% $25,602
      IGB iShares Treasury ETF 3.32% $3,317
      ISEC iShares Enhanced Cash ETF 2.50% $2,498
      Australian Fixed Interest 31.42% $3,142,000
      International Fixed Interest 9.94% $9,945
      Code Security name Weighting % Amount
      IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 8.45% $8,452
      IHHY iShares Global High Yield Bond (AUD Hedged) ETF 1.49% $1,493
      International Fixed Interest 9.94% $9,945
      100.00%
      Total
      $100,011
      Display fees as
      Your monthly fee
      Model Portfolio fee
      $ - per month

      All fees and charges are inclusive of GST.

      Model Portfolio Fee
      $ - per month
      This includes:

      BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned
      Other charges:

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


      A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


      All fees and charges are inclusive of GST.
      Please refer to the current PDS for a detailed description of fees and other costs.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      The BlackRock Robust Growth Model aims to provide investors with attractive returns consistent with a “diversified growth” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
      Typical Investor
      A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
      Investment Strategy and Approach
      BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
      Minimum Investment Amount
      $20,000

      Model Composition

      Allocation as at November 2020

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        BlackRock Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 2.50% $250,000
        Code Security name Weighting % Amount
        CASH Cash 2.50% $2,500
        Cash 2.50% $250,000
        Australian Shares 38.26% $3,826,000
        Code Security name Weighting % Amount
        IOZ iShares Core S&P/ASX 200 ETF 35.27% $35,274
        MVOL iShares Edge MSCI Australia Minimum Volatility ETF 2.99% $2,986
        Australian Shares 38.26% $3,826,000
        International Shares 37.19% $37,207
        Code Security name Weighting % Amount
        IEM iShares MSCI Emerging Markets ETF 8.71% $8,710
        IEU iShares S&P Europe ETF 2.31% $2,309
        IHVV iShares S&P 500 AUD Hedged ETF 7.98% $7,984
        IJP iShares MSCI Japan ETF 2.00% $2,003
        IVE iShares MSCI EAFE ETF 2.21% $2,214
        IVV iShares S&P 500 ETF 10.76% $10,765
        IZZ iShares FTSE China Large-Cap ETF 1.52% $1,522
        WVOL iShares Edge MSCI World Minimum Volatility ETF 1.70% $1,701
        International Shares 37.19% $37,207
        Australian Fixed Interest 16.28% $16,274
        Code Security name Weighting % Amount
        IAF iShares Core Composite Bond ETF 14.57% $14,569
        IGB iShares Treasury ETF 1.71% $1,706
        Australian Fixed Interest 16.28% $16,274
        International Fixed Interest 5.77% $5,775
        Code Security name Weighting % Amount
        IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 5.77% $5,775
        International Fixed Interest 5.77% $5,775
        100.00%
        Total
        $100,016
        Display fees as
        Your monthly fee
        Model Portfolio fee
        $ - per month

        All fees and charges are inclusive of GST.

        Model Portfolio Fee
        $ - per month
        This includes:

        BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned
        Other charges:

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


        A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


        All fees and charges are inclusive of GST.
        Please refer to the current PDS for a detailed description of fees and other costs.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        The BlackRock Maximum Growth Model aims to provide investors with attractive returns consistent with a “diversified aggressive” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
        Typical Investor
        A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
        Investment Strategy and Approach
        BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
        Minimum Investment Amount
        $20,000

        Model Composition

        Allocation as at November 2020

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          BlackRock Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 2.99% $299,000
          Code Security name Weighting % Amount
          CASH Cash 2.99% $2,990
          Cash 2.99% $299,000
          Australian Shares 46.44% $4,644,000
          Code Security name Weighting % Amount
          IOZ iShares Core S&P/ASX 200 ETF 42.96% $42,956
          MVOL iShares Edge MSCI Australia Minimum Volatility ETF 3.48% $3,484
          Australian Shares 46.44% $4,644,000
          International Shares 42.95% $42,946
          Code Security name Weighting % Amount
          IEM iShares MSCI Emerging Markets ETF 9.12% $9,119
          IEU iShares S&P Europe ETF 2.01% $2,009
          IHVV iShares S&P 500 AUD Hedged ETF 8.67% $8,666
          IJP iShares MSCI Japan ETF 2.10% $2,099
          IVE iShares MSCI EAFE ETF 4.02% $4,021
          IVV iShares S&P 500 ETF 13.01% $13,012
          IZZ iShares FTSE China Large-Cap ETF 1.52% $1,519
          WVOL iShares Edge MSCI World Minimum Volatility ETF 2.50% $2,501
          International Shares 42.95% $42,946
          Australian Fixed Interest 4.83% $4,828
          Code Security name Weighting % Amount
          IAF iShares Core Composite Bond ETF 4.83% $4,828
          Australian Fixed Interest 4.83% $4,828
          International Fixed Interest 2.79% $2,789
          Code Security name Weighting % Amount
          IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 2.79% $2,789
          International Fixed Interest 2.79% $2,789
          100.00%
          Total
          $99,994
          Display fees as
          Your monthly fee
          Model Portfolio fee
          $ - per month

          All fees and charges are inclusive of GST.

          Model Portfolio Fee
          $ - per month
          This includes:

          BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned
          Other charges:

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


          A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


          All fees and charges are inclusive of GST.
          Please refer to the current PDS for a detailed description of fees and other costs.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.