BlackRock

BlackRock’s purpose is to help more and more people experience financial wellbeing. Our world-class capabilities and innovative thinking go into every portfolio to help you build a better financial future.

Investment Expertise, Simply Delivered.

We want to help you achieve your investment goals and believe that the best way to do that is to offer a selection of actively managed multi-asset portfolios.

Building our portfolios with iShares ETFs means that investors can gain the potential benefits of asset allocation with underlying investments that closely follow an index.

Our model portfolios are constructed to optimally balance long–term returns, risks, and costs as per the objective of the four risk profiles. As a result, each portfolio has a unique objective, offering exposures to various asset classes, industry sectors, style factors, currencies, and geographies.

Reviews and Rebalancing

Our model portfolios are constructed and supported by a global team of investment strategists and monitored by BlackRock’s sophisticated risk-management engine, Aladdin – the same technology used by some of the most sophisticated investors and institutions around the world.

The portfolio asset allocations are reviewed regularly and rebalanced where appropriate, as per the objective of each model. This is to ensure that the portfolios remain optimally balanced for risk, return, and cost.

*As of June 30, 2020, the firm managed approximately USD$7.32 trillion in assets on behalf of investors worldwide.
our team
  • Josh Persky View Profile
    Lead Strategist, Model Portfolios, BlackRock Australia
  • Christopher T. Downing, PhD View Profile
    Head of Model Portfolio Research, BlackRock Asia-Pacific
Investment Models
Investment Objective
The BlackRock Defensive Income Model aims to provide investors with attractive returns consistent with a “diversified moderate” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000

Model Composition

Allocation as at August 2020

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    BlackRock Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 2.46% $246,000
    Code Security name Weighting % Amount
    CASH Cash 2.46% $2,460
    Cash 2.46% $246,000
    Australian Shares 17.43% $17,424
    Code Security name Weighting % Amount
    IOZ iShares Core S&P/ASX 200 ETF 15.44% $15,436
    MVOL iShares Edge MSCI Australia Minimum Volatility ETF 1.99% $1,988
    Australian Shares 17.43% $17,424
    International Shares 17.94% $17,937
    Code Security name Weighting % Amount
    IEM iShares MSCI Emerging Markets ETF 3.96% $3,960
    IHVV iShares S&P 500 AUD Hedged ETF 2.49% $2,491
    IKO iShares MSCI South Korea Capped Index ETF 0.97% $967
    IVE iShares MSCI EAFE ETF 2.50% $2,500
    IVV iShares S&P 500 ETF 3.53% $3,526
    IZZ iShares FTSE China Large-Cap ETF 0.99% $992
    WDMF iShares Edge MSCI World Multifactor ETF 1.50% $1,500
    WVOL iShares Edge MSCI World Minimum Volatility ETF 2.00% $2,001
    International Shares 17.94% $17,937
    Australian Fixed Interest 45.61% $4,561,000
    Code Security name Weighting % Amount
    IAF iShares Core Composite Bond ETF 35.09% $35,089
    IGB iShares Treasury ETF 4.01% $4,005
    ISEC iShares Enhanced Cash ETF 6.51% $6,512
    Australian Fixed Interest 45.61% $4,561,000
    International Fixed Interest 16.56% $16,565
    Code Security name Weighting % Amount
    IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 14.56% $14,563
    IHHY iShares Global High Yield Bond (AUD Hedged) ETF 2.00% $2,001
    International Fixed Interest 16.56% $16,565
    100.00%
    Total
    $99,992
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Model Portfolio Fee
    $ - per month
    This includes:

    BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    The BlackRock Sustainable Income Model aims to provide investors with attractive returns consistent with a “diversified balanced” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
    Typical Investor
    A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
    Investment Strategy and Approach
    BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
    Minimum Investment Amount
    $20,000

    Model Composition

    Allocation as at August 2020

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      BlackRock Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 2.51% $251,000
      Code Security name Weighting % Amount
      CASH Cash 2.51% $2,510
      Cash 2.51% $251,000
      Australian Shares 28.42% $28,412
      Code Security name Weighting % Amount
      MVOL iShares Edge MSCI Australia Minimum Volatility ETF 2.49% $2,487
      IOZ iShares Core S&P/ASX 200 ETF 25.93% $25,925
      Australian Shares 28.42% $28,412
      International Shares 26.40% $26,411
      Code Security name Weighting % Amount
      IZZ iShares FTSE China Large-Cap ETF 0.99% $994
      IVV iShares S&P 500 ETF 7.01% $7,013
      IKO iShares MSCI South Korea Capped Index ETF 0.97% $968
      WDMF iShares Edge MSCI World Multifactor ETF 2.50% $2,499
      IJP iShares MSCI Japan ETF 1.50% $1,501
      IEU iShares S&P Europe ETF 2.99% $2,995
      IEM iShares MSCI Emerging Markets ETF 4.96% $4,960
      IHVV iShares S&P 500 AUD Hedged ETF 2.98% $2,976
      WVOL iShares Edge MSCI World Minimum Volatility ETF 2.50% $2,503
      International Shares 26.40% $26,411
      Australian Fixed Interest 30.11% $3,011,000
      Code Security name Weighting % Amount
      IGB iShares Treasury ETF 2.51% $2,506
      ISEC iShares Enhanced Cash ETF 2.51% $2,509
      IAF iShares Core Composite Bond ETF 25.09% $25,092
      Australian Fixed Interest 30.11% $3,011,000
      International Fixed Interest 12.56% $12,553
      Code Security name Weighting % Amount
      IHHY iShares Global High Yield Bond (AUD Hedged) ETF 1.50% $1,498
      IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 11.06% $11,056
      International Fixed Interest 12.56% $12,553
      100.00%
      Total
      $99,994
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Model Portfolio Fee
      $ - per month
      This includes:

      BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      The BlackRock Robust Growth Model aims to provide investors with attractive returns consistent with a “diversified growth” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
      Typical Investor
      A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
      Investment Strategy and Approach
      BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
      Minimum Investment Amount
      $20,000

      Model Composition

      Allocation as at August 2020

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        BlackRock Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 2.49% $249,000
        Code Security name Weighting % Amount
        CASH Cash 2.49% $2,490
        Cash 2.49% $249,000
        Australian Shares 39.42% $3,942,000
        Code Security name Weighting % Amount
        IOZ iShares Core S&P/ASX 200 ETF 36.43% $36,432
        MVOL iShares Edge MSCI Australia Minimum Volatility ETF 2.99% $2,987
        Australian Shares 39.42% $3,942,000
        International Shares 34.97% $34,960
        Code Security name Weighting % Amount
        IEM iShares MSCI Emerging Markets ETF 5.96% $5,956
        IEU iShares S&P Europe ETF 2.70% $2,697
        IHVV iShares S&P 500 AUD Hedged ETF 3.99% $3,986
        IJP iShares MSCI Japan ETF 1.50% $1,503
        IKO iShares MSCI South Korea Capped Index ETF 0.97% $969
        IVE iShares MSCI EAFE ETF 2.31% $2,308
        IVV iShares S&P 500 ETF 10.04% $10,036
        IZZ iShares FTSE China Large-Cap ETF 0.99% $995
        WDMF iShares Edge MSCI World Multifactor ETF 3.50% $3,504
        WVOL iShares Edge MSCI World Minimum Volatility ETF 3.01% $3,006
        International Shares 34.97% $34,960
        Australian Fixed Interest 14.77% $14,771
        Code Security name Weighting % Amount
        IAF iShares Core Composite Bond ETF 13.06% $13,061
        IGB iShares Treasury ETF 1.71% $1,711
        Australian Fixed Interest 14.77% $14,771
        International Fixed Interest 8.35% $8,349
        Code Security name Weighting % Amount
        IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 8.35% $8,349
        International Fixed Interest 8.35% $8,349
        100.00%
        Total
        $99,989
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Model Portfolio Fee
        $ - per month
        This includes:

        BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        The BlackRock Maximum Growth Model aims to provide investors with attractive returns consistent with a “diversified aggressive” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
        Typical Investor
        A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
        Investment Strategy and Approach
        BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
        Minimum Investment Amount
        $20,000

        Model Composition

        Allocation as at August 2020

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          BlackRock Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 3.04% $304,000
          Code Security name Weighting % Amount
          CASH Cash 3.04% $3,040
          Cash 3.04% $304,000
          Australian Shares 47.64% $4,764,000
          Code Security name Weighting % Amount
          IOZ iShares Core S&P/ASX 200 ETF 44.15% $44,154
          MVOL iShares Edge MSCI Australia Minimum Volatility ETF 3.49% $3,487
          Australian Shares 47.64% $4,764,000
          International Shares 40.97% $40,978
          Code Security name Weighting % Amount
          IEM iShares MSCI Emerging Markets ETF 6.46% $6,457
          IEU iShares S&P Europe ETF 2.50% $2,501
          IHVV iShares S&P 500 AUD Hedged ETF 4.75% $4,755
          IJP iShares MSCI Japan ETF 1.50% $1,504
          IKO iShares MSCI South Korea Capped Index ETF 0.97% $970
          IVE iShares MSCI EAFE ETF 4.01% $4,014
          IVV iShares S&P 500 ETF 12.26% $12,261
          IZZ iShares FTSE China Large-Cap ETF 1.00% $995
          WDMF iShares Edge MSCI World Multifactor ETF 4.01% $4,008
          WVOL iShares Edge MSCI World Minimum Volatility ETF 3.51% $3,513
          International Shares 40.97% $40,978
          Australian Fixed Interest 4.02% $4,018
          Code Security name Weighting % Amount
          IAF iShares Core Composite Bond ETF 4.02% $4,018
          Australian Fixed Interest 4.02% $4,018
          International Fixed Interest 4.33% $4,332
          Code Security name Weighting % Amount
          IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 4.33% $4,332
          International Fixed Interest 4.33% $4,332
          100.00%
          Total
          $100,009
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Model Portfolio Fee
          $ - per month
          This includes:

          BlackRock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings BlackRock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.