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BlackRock

BlackRock’s purpose is to help more and more people experience financial wellbeing. Our world-class capabilities and innovative thinking go into every portfolio to help you build a better financial future.

Investment Expertise, Simply Delivered.

We want to help you achieve your investment goals and believe that the best way to do that is to offer a selection of actively managed multi-asset portfolios.

Building our portfolios with iShares ETFs means that investors can gain the potential benefits of asset allocation with underlying investments that closely follow an index.

Our model portfolios are constructed to optimally balance long–term returns, risks, and costs as per the objective of the four risk profiles. As a result, each portfolio has a unique objective, offering exposures to various asset classes, industry sectors, style factors, currencies, and geographies.

Reviews and Rebalancing

Our model portfolios are constructed and supported by a global team of investment strategists and monitored by BlackRock’s sophisticated risk-management engine, Aladdin – the same technology used by some of the most sophisticated investors and institutions around the world.

The portfolio asset allocations are reviewed regularly and rebalanced where appropriate, as per the objective of each model. This is to ensure that the portfolios remain optimally balanced for risk, return, and cost.

*As of June 30, 2021, the firm managed approximately USD$9.5 trillion in assets on behalf of investors worldwide.
our team
Katie Petering
Katie Petering View Profile
Head of Strategy, Multi-Asset Strategies and Solutions
Christopher T. Downing, PhD
Christopher T. Downing, PhD View Profile
Head of Model Portfolio Research, BlackRock Asia-Pacific
Investment Models
  • Defensive Income
    Defensive Income

    This Model Portfolio suits investors who: are averse to large fluctuations in the value of their investments over shorter time periods. This portfolio is the most risk-averse of our four Model Portfolio categories, and aims to protect you against a fall in the real value of your portfolio over time (that is, after inflation) by investing largely in Defensive assets. This means the portfolio will seek to generate a moderate income. You are comfortable with a targeted rate of return of 1-2% above inflation. As a rough guide, this Model Portfolio will typically consist of 70% Defensive assets and 30% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Sustainable Income
    Sustainable Income

    This Model Portfolio suits investors who: seek a consistent and sustainable income from your portfolio. You also have a reasonably long-term time horizon and are not overly sensitive to changes in the value of your portfolio over shorter time periods. This portfolio takes more risk than the Defensive Income portfolio, seeking to deliver higher income and higher growth. You are comfortable with a targeted rate of return of 2-3% above inflation, and value consistent income over long-term growth of assets. As a rough guide this Model Portfolio will typically consist of 50% Defensive assets and 50% in Growth assets, including higher-yielding Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Robust Growth
    Robust Growth

    This Model Portfolio suits investors who: are focused on growth within your portfolio, with a commensurate lower focus on stability of the short-term value of the portfolio. This portfolio has a higher orientation to Growth assets than our Sustainable Income model but less than our Maximum Growth model. You are comfortable with a targeted rate of return of 3-4% above inflation, because you value Growth over Income in your portfolio. As a rough guide, this Model Portfolio will typically consist of 30% Defensive assets and 70% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Maximum Growth
    Maximum Growth

    This Model Portfolio suits investors who: are focused on long-term growth and are comfortable with the commensurate risk and volatility that comes with this style of investing. This portfolio has the highest orientation to Growth assets of our four Model Portfolio categories. You are seeking a targeted rate of return of 4-6% above inflation, because you value growth and are a long-term investor. As a rough guide, this Model Portfolio will typically consist of 10% Defensive assets and 90% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

Investment Objective
The BlackRock Defensive Income Model aims to provide investors with attractive returns consistent with a “diversified moderate” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
Typical Investor
A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
Investment Strategy and Approach
BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
Minimum Investment Amount
$20,000

Model Composition

Allocation as at January 2022

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    BlackRock Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 2.49% $249,000
    Code Security name Weighting % Amount
    CASH Cash 2.49% $2,490
    Cash 2.49% $249,000
    Australian Shares 8.11% $8,109
    Code Security name Weighting % Amount
    IOZ iShares Core S&P/ASX 200 ETF 8.11% $8,109
    Australian Shares 8.11% $8,109
    International Shares 26.88% $26,890
    Code Security name Weighting % Amount
    IEM iShares MSCI Emerging Markets ETF 1.76% $1,762
    IEU iShares S&P Europe ETF 4.22% $4,223
    IHVV iShares S&P 500 AUD Hedged ETF 1.24% $1,242
    IVE iShares MSCI EAFE ETF 3.48% $3,481
    IVV iShares S&P 500 ETF 10.05% $10,046
    IZZ iShares FTSE China Large-Cap ETF 0.91% $913
    WVOL iShares Edge MSCI World Minimum Volatility ETF 5.22% $5,223
    International Shares 26.88% $26,890
    View all International Shares Show less International Shares
    Australian Fixed Interest 51.23% $5,123,000
    Code Security name Weighting % Amount
    IAF iShares Core Composite Bond ETF 38.67% $38,673
    IGB iShares Treasury ETF 5.46% $5,459
    ISEC iShares Enhanced Cash ETF 7.10% $7,103
    Australian Fixed Interest 51.23% $5,123,000
    International Fixed Interest 11.29% $11,292
    Code Security name Weighting % Amount
    IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 8.31% $8,312
    IHHY iShares Global High Yield Bond (AUD Hedged) ETF 2.98% $2,980
    International Fixed Interest 11.29% $11,292
    100.00%
    Total
    $100,015
    Display fees as
    Your monthly fee
    Fees & Costs
    $ - per month

    All fees and costs are inclusive of GST.

    Click here for your fees explained
    Fees & Costs
    $ - per month
    This includes:

    Management Fee, part of which is paid to BlackRock for making investment decisions for your portfolio, and part of which is retained by the Administrator for their services in administering your portfolio. This fee is deducted directly from your account.

    Indirect Cost, which is the cost of any underlying managed funds and/or ETFs in this Model Portfolio. This amount is not deducted from your account, but is charged within any managed fund or ETF present in your portfolio.

    Transaction Costs, which is an estimate of the costs incurred in transacting for your portfolio over this time period, including transaction costs levied by the Administrator and those charged by any underlying managed fund in this Model Portfolio via what is called the buy-sell spread.

    • You pay zero brokerage for trades on the ASX
    • You retain all interest earned on cash
    • No hidden fees or charges

    The fees and costs shown above relates to the ongoing cost of managing your portfolio.
    One-off cost:

    Entry Cost, is the one-off cost of transactions to invest $0 into this model portfolio, which is $ -.

    All fees and costs are inclusive of GST.
    Please refer to the current PDS for a detailed description of fees.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Invest
    Investment Objective
    The BlackRock Sustainable Income Model aims to provide investors with attractive returns consistent with a “diversified balanced” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
    Typical Investor
    A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
    Investment Strategy and Approach
    BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
    Minimum Investment Amount
    $20,000

    Model Composition

    Allocation as at January 2022

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      BlackRock Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 2.43% $243,000
      Code Security name Weighting % Amount
      CASH Cash 2.43% $2,430
      Cash 2.43% $243,000
      Australian Shares 16.02% $16,017
      Code Security name Weighting % Amount
      IOZ iShares Core S&P/ASX 200 ETF 16.02% $16,017
      Australian Shares 16.02% $16,017
      International Shares 38.56% $3,856,000
      Code Security name Weighting % Amount
      IEM iShares MSCI Emerging Markets ETF 2.73% $2,727
      IEU iShares S&P Europe ETF 10.50% $10,495
      IHVV iShares S&P 500 AUD Hedged ETF 1.93% $1,934
      IJP iShares MSCI Japan ETF 1.98% $1,976
      IVV iShares S&P 500 ETF 14.28% $14,282
      IZZ iShares FTSE China Large-Cap ETF 0.91% $911
      WVOL iShares Edge MSCI World Minimum Volatility ETF 6.23% $6,230
      International Shares 38.56% $3,856,000
      View all International Shares Show less International Shares
      Australian Fixed Interest 35.17% $35,170
      Code Security name Weighting % Amount
      IAF iShares Core Composite Bond ETF 28.09% $28,088
      IGB iShares Treasury ETF 3.95% $3,950
      ISEC iShares Enhanced Cash ETF 3.13% $3,133
      Australian Fixed Interest 35.17% $35,170
      International Fixed Interest 7.82% $7,814
      Code Security name Weighting % Amount
      IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 5.35% $5,349
      IHHY iShares Global High Yield Bond (AUD Hedged) ETF 2.47% $2,466
      International Fixed Interest 7.82% $7,814
      100.00%
      Total
      $99,985
      Display fees as
      Your monthly fee
      Fees & Costs
      $ - per month

      All fees and costs are inclusive of GST.

      Click here for your fees explained
      Fees & Costs
      $ - per month
      This includes:

      Management Fee, part of which is paid to BlackRock for making investment decisions for your portfolio, and part of which is retained by the Administrator for their services in administering your portfolio. This fee is deducted directly from your account.

      Indirect Cost, which is the cost of any underlying managed funds and/or ETFs in this Model Portfolio. This amount is not deducted from your account, but is charged within any managed fund or ETF present in your portfolio.

      Transaction Costs, which is an estimate of the costs incurred in transacting for your portfolio over this time period, including transaction costs levied by the Administrator and those charged by any underlying managed fund in this Model Portfolio via what is called the buy-sell spread.

      • You pay zero brokerage for trades on the ASX
      • You retain all interest earned on cash
      • No hidden fees or charges

      The fees and costs shown above relates to the ongoing cost of managing your portfolio.
      One-off cost:

      Entry Cost, is the one-off cost of transactions to invest $0 into this model portfolio, which is $ -.

      All fees and costs are inclusive of GST.
      Please refer to the current PDS for a detailed description of fees.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Invest
      Investment Objective
      The BlackRock Robust Growth Model aims to provide investors with attractive returns consistent with a “diversified growth” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
      Typical Investor
      A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
      Investment Strategy and Approach
      BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
      Minimum Investment Amount
      $20,000

      Model Composition

      Allocation as at January 2022

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        BlackRock Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 2.91% $291,000
        Code Security name Weighting % Amount
        CASH Cash 2.91% $2,910
        Cash 2.91% $291,000
        Australian Shares 24.05% $24,054
        Code Security name Weighting % Amount
        IOZ iShares Core S&P/ASX 200 ETF 24.05% $24,054
        Australian Shares 24.05% $24,054
        International Shares 50.13% $5,013,000
        Code Security name Weighting % Amount
        IEM iShares MSCI Emerging Markets ETF 3.68% $3,679
        IEU iShares S&P Europe ETF 11.43% $11,432
        IHVV iShares S&P 500 AUD Hedged ETF 2.63% $2,635
        IJP iShares MSCI Japan ETF 2.95% $2,953
        IVE iShares MSCI EAFE ETF 2.26% $2,263
        IVV iShares S&P 500 ETF 18.59% $18,589
        IZZ iShares FTSE China Large-Cap ETF 1.36% $1,359
        WVOL iShares Edge MSCI World Minimum Volatility ETF 7.23% $7,232
        International Shares 50.13% $5,013,000
        View all International Shares Show less International Shares
        Australian Fixed Interest 19.02% $19,022
        Code Security name Weighting % Amount
        IAF iShares Core Composite Bond ETF 16.37% $16,369
        IGB iShares Treasury ETF 2.65% $2,653
        Australian Fixed Interest 19.02% $19,022
        International Fixed Interest 3.89% $3,887
        Code Security name Weighting % Amount
        IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 2.42% $2,420
        IHHY iShares Global High Yield Bond (AUD Hedged) ETF 1.47% $1,467
        International Fixed Interest 3.89% $3,887
        100.00%
        Total
        $100,014
        Display fees as
        Your monthly fee
        Fees & Costs
        $ - per month

        All fees and costs are inclusive of GST.

        Click here for your fees explained
        Fees & Costs
        $ - per month
        This includes:

        Management Fee, part of which is paid to BlackRock for making investment decisions for your portfolio, and part of which is retained by the Administrator for their services in administering your portfolio. This fee is deducted directly from your account.

        Indirect Cost, which is the cost of any underlying managed funds and/or ETFs in this Model Portfolio. This amount is not deducted from your account, but is charged within any managed fund or ETF present in your portfolio.

        Transaction Costs, which is an estimate of the costs incurred in transacting for your portfolio over this time period, including transaction costs levied by the Administrator and those charged by any underlying managed fund in this Model Portfolio via what is called the buy-sell spread.

        • You pay zero brokerage for trades on the ASX
        • You retain all interest earned on cash
        • No hidden fees or charges

        The fees and costs shown above relates to the ongoing cost of managing your portfolio.
        One-off cost:

        Entry Cost, is the one-off cost of transactions to invest $0 into this model portfolio, which is $ -.

        All fees and costs are inclusive of GST.
        Please refer to the current PDS for a detailed description of fees.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Invest
        Investment Objective
        The BlackRock Maximum Growth Model aims to provide investors with attractive returns consistent with a “diversified aggressive” investment strategy encompassing: 1. A bias toward Australian assets; 2. An enhanced strategic asset allocation process leveraging a well-researched global framework built by BlackRock; 3. Efficient & cost-effective implementation via iShares Exchange Traded Funds.
        Typical Investor
        A single investment option for investors who: seek access to a low-cost, diversified, risk based Model Portfolio; seek additional returns above the benchmark within a risk controlled framework; and seek to leverage BlackRock’s global expertise and research capabilities.
        Investment Strategy and Approach
        BlackRock's investment process seeks to systematically capture return premia, whilst managing risks and implementation costs through an optimisation-based portfolio construction process. The model portfolio is actively managed using a mean-variance optimisation framework which incorporates internally-derived asset class forecasts for returns, volatility and correlations. The tactical asset allocation process (rebalanced 4-6 times per year) employs multiple, proprietary signals to capture short term market mispricings.
        Minimum Investment Amount
        $20,000

        Model Composition

        Allocation as at January 2022

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          BlackRock Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 2.91% $291,000
          Code Security name Weighting % Amount
          CASH Cash 2.91% $2,910
          Cash 2.91% $291,000
          Australian Shares 28.96% $28,962
          Code Security name Weighting % Amount
          IOZ iShares Core S&P/ASX 200 ETF 28.96% $28,962
          Australian Shares 28.96% $28,962
          International Shares 59.14% $5,914,000
          Code Security name Weighting % Amount
          IEM iShares MSCI Emerging Markets ETF 4.63% $4,631
          IEU iShares S&P Europe ETF 11.89% $11,890
          IHVV iShares S&P 500 AUD Hedged ETF 3.31% $3,305
          IJP iShares MSCI Japan ETF 3.44% $3,435
          IVE iShares MSCI EAFE ETF 3.92% $3,916
          IVV iShares S&P 500 ETF 21.92% $21,924
          IZZ iShares FTSE China Large-Cap ETF 1.80% $1,804
          WVOL iShares Edge MSCI World Minimum Volatility ETF 8.23% $8,234
          International Shares 59.14% $5,914,000
          View all International Shares Show less International Shares
          Australian Fixed Interest 7.04% $7,043
          Code Security name Weighting % Amount
          IAF iShares Core Composite Bond ETF 5.57% $5,573
          IGB iShares Treasury ETF 1.47% $1,471
          Australian Fixed Interest 7.04% $7,043
          International Fixed Interest 1.95% $1,941
          Code Security name Weighting % Amount
          IHCB iShares Core Global Corporate Bond (AUD Hedged) ETF 0.97% $966
          IHHY iShares Global High Yield Bond (AUD Hedged) ETF 0.98% $976
          International Fixed Interest 1.95% $1,941
          100.00%
          Total
          $99,998
          Display fees as
          Your monthly fee
          Fees & Costs
          $ - per month

          All fees and costs are inclusive of GST.

          Click here for your fees explained
          Fees & Costs
          $ - per month
          This includes:

          Management Fee, part of which is paid to BlackRock for making investment decisions for your portfolio, and part of which is retained by the Administrator for their services in administering your portfolio. This fee is deducted directly from your account.

          Indirect Cost, which is the cost of any underlying managed funds and/or ETFs in this Model Portfolio. This amount is not deducted from your account, but is charged within any managed fund or ETF present in your portfolio.

          Transaction Costs, which is an estimate of the costs incurred in transacting for your portfolio over this time period, including transaction costs levied by the Administrator and those charged by any underlying managed fund in this Model Portfolio via what is called the buy-sell spread.

          • You pay zero brokerage for trades on the ASX
          • You retain all interest earned on cash
          • No hidden fees or charges

          The fees and costs shown above relates to the ongoing cost of managing your portfolio.
          One-off cost:

          Entry Cost, is the one-off cost of transactions to invest $0 into this model portfolio, which is $ -.

          All fees and costs are inclusive of GST.
          Please refer to the current PDS for a detailed description of fees.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

          Invest

          Insights from BlackRock