Clime Investment Management

Clime's investment solutions are aligned with our clients' goals, focusing on helping everyday Australians accumulate wealth to achieve security in retirement.

Clime invests with a quality bias and a strong valuation discipline. Our approach seeks to deliver strong risk-adjusted returns by investing in a portfolio of high-quality Australian companies that are attractively priced, while assuming a lower level of total risk.

In developing our investment solutions, Clime considers multiple asset classes including Australian equities, global equities, fixed income, property, hybrid securities, debt and cash to focus on the best ideas and opportunities for our clients.
Profile Video
Funds Under Management $0.82b
Staff / Employees 32
Portfolio Manager Average Experience 21 years
our team
  • Adrian Ezquerro View Profile
    Head of Investments
  • Vincent Cook View Profile
    Senior Analyst & Mid-Cap Portfolio Manager
  • David Walker View Profile
    Senior Analyst & Large-Cap Portfolio Manager
  • Vincent Chin View Profile
    Senior Analyst - Income Strategy
  • Ronni Chalmers View Profile
    Investment Director
  • Jonathan Wilson View Profile
    Small-Cap Portfolio Manager
Investment Models
Investment Objective
Aims to achieve an annual total return of CPI+2% after fees over rolling 3-year periods.
Typical Investor
This product is designed for investors who: - Seek relatively stable, regular income from low volatility assets, but with some exposure to the share market; - Are focused on capital preservation and are prepared to forego the potential of higher returns for lower volatility and the preservation of capital; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
Investment Strategy and Approach
The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
Minimum Investment Amount
$20,000

Model Composition

Allocation as at March 2020

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    Clime Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 12.36% $1,236,000
    Code Security name Weighting % Amount
    CASH Cash 12.36% $12,360
    Cash 12.36% $1,236,000
    Australian Shares 20.22% $20,220
    Code Security name Weighting % Amount
    AMC Amcor 2.40% $2,397
    WBC Westpac Banking 1.47% $1,473
    SEK Seek 1.16% $1,161
    RIO Rio Tinto 1.62% $1,620
    PMV Premier Invest 0.97% $969
    NAB National Aust Bank 1.44% $1,444
    MQG Macq Grp 1.18% $1,177
    WEB Webjet 0.64% $643
    CSL CSL 2.17% $2,167
    CCP Credit Corp Grp 0.59% $591
    BVS Bravura Solution 1.44% $1,435
    BHP BHP 2.09% $2,085
    AST AusNet Services 2.13% $2,133
    WPL Woodside Pet 0.92% $923
    Australian Shares 20.22% $20,220
    International Shares 5.41% $5,410
    Code Security name Weighting % Amount
    CLA0001AU Clime International Fund - Wholesale Class 5.41% $5,410
    International Shares 5.41% $5,410
    Australian Property 7.50% $7,497
    Code Security name Weighting % Amount
    GOZ Growthpoint Prop 2.17% $2,168
    COL0001AU Charter Hall Maxim Property Securities Fund 5.33% $5,329
    Australian Property 7.50% $7,497
    Australian Fixed Interest 54.51% $5,451,000
    Code Security name Weighting % Amount
    CLA0002AU Clime Australian Income Fund 54.51% $54,508
    Australian Fixed Interest 54.51% $5,451,000
    100.00%
    Total
    $99,995
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Model Portfolio Fee
    $ - per month
    This includes:

    Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    Aims to achieve an annual total return of CPI+3% after fees over rolling 5-year periods.
    Typical Investor
    This product is designed for investors who: - Require a diversified portfolio - Are seeking moderate income over the investment timeframe with a modest level of growth; - Accept a moderate degree of volatility associated with relatively higher exposure to growth assets; - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
    Investment Strategy and Approach
    The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
    Minimum Investment Amount
    $20,000

    Model Composition

    Allocation as at March 2020

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      Clime Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 14.53% $1,453,000
      Code Security name Weighting % Amount
      CASH Cash 14.53% $14,530
      Cash 14.53% $1,453,000
      Australian Shares 34.02% $3,402,000
      Code Security name Weighting % Amount
      AMC Amcor 3.43% $3,429
      SEK Seek 1.38% $1,383
      RIO Rio Tinto 2.20% $2,199
      PMV Premier Invest 1.16% $1,156
      MQG Macq Grp 1.72% $1,723
      GUD GUD Hldgs 1.48% $1,476
      CSL CSL 2.77% $2,767
      WBC Westpac Banking 3.01% $3,012
      CLA1557AU Clime Smaller Companies Fund 8.52% $8,524
      CCP Credit Corp Grp 0.60% $604
      BVS Bravura Solution 1.47% $1,467
      BHP BHP 2.37% $2,368
      AST AusNet Services 2.18% $2,181
      APT Afterpay Touch 1.07% $1,071
      WEB Webjet 0.66% $658
      Australian Shares 34.02% $3,402,000
      International Shares 13.83% $13,826
      Code Security name Weighting % Amount
      CLA0001AU Clime International Fund - Wholesale Class 13.83% $13,826
      International Shares 13.83% $13,826
      Australian Property 4.19% $4,190
      Code Security name Weighting % Amount
      COL0001AU Charter Hall Maxim Property Securities Fund 4.19% $4,190
      Australian Property 4.19% $4,190
      Australian Fixed Interest 33.43% $33,430
      Code Security name Weighting % Amount
      CLA0002AU Clime Australian Income Fund 33.43% $33,430
      Australian Fixed Interest 33.43% $33,430
      100.00%
      Total
      $99,994
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Model Portfolio Fee
      $ - per month
      This includes:

      Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      Aims to achieve an annual total return of CPI+4% after fees over rolling 5-year periods.
      Typical Investor
      This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
      Investment Strategy and Approach
      The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
      Minimum Investment Amount
      $20,000

      Model Composition

      Allocation as at March 2020

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        Clime Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 15.32% $1,532,000
        Code Security name Weighting % Amount
        CASH Cash 15.32% $15,320
        Cash 15.32% $1,532,000
        Australian Shares 43.05% $4,305,000
        Code Security name Weighting % Amount
        AMC Amcor 3.78% $3,785
        SEK Seek 1.83% $1,833
        RIO Rio Tinto 2.84% $2,842
        PMV Premier Invest 1.53% $1,529
        MQG Macq Grp 2.13% $2,132
        CSL CSL 3.40% $3,400
        WBC Westpac Banking 3.10% $3,102
        CLA1557AU Clime Smaller Companies Fund 13.61% $13,609
        CCP Credit Corp Grp 0.80% $799
        BVS Bravura Solution 1.94% $1,943
        BHP BHP 3.17% $3,170
        AST AusNet Services 2.89% $2,888
        APT Afterpay Touch 1.26% $1,261
        WEB Webjet 0.77% $774
        Australian Shares 43.05% $4,305,000
        International Shares 28.48% $28,483
        Code Security name Weighting % Amount
        CLA0001AU Clime International Fund - Wholesale Class 28.48% $28,483
        International Shares 28.48% $28,483
        Australian Property 4.54% $4,543
        Code Security name Weighting % Amount
        COL0001AU Charter Hall Maxim Property Securities Fund 3.02% $3,021
        GOZ Growthpoint Prop 1.52% $1,522
        Australian Property 4.54% $4,543
        Australian Fixed Interest 8.61% $8,609
        Code Security name Weighting % Amount
        CLA0002AU Clime Australian Income Fund 8.61% $8,609
        Australian Fixed Interest 8.61% $8,609
        100.00%
        Total
        $100,023
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Model Portfolio Fee
        $ - per month
        This includes:

        Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        Aims to achieve an annual total return of CPI+6% after fees over rolling 3-year periods.
        Typical Investor
        This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
        Investment Strategy and Approach
        The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
        Minimum Investment Amount
        $20,000

        Model Composition

        Allocation as at March 2020

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          Clime Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 20.08% $2,008,000
          Code Security name Weighting % Amount
          CASH Cash 20.08% $20,080
          Cash 20.08% $2,008,000
          Australian Shares 79.92% $7,992,000
          Code Security name Weighting % Amount
          AMC Amcor 5.01% $5,005
          WBC Westpac Banking 3.85% $3,846
          SEK Seek 2.69% $2,693
          RIO Rio Tinto 5.01% $5,005
          PMV Premier Invest 2.25% $2,248
          NAB National Aust Bank 3.77% $3,768
          MQG Macq Grp 3.52% $3,521
          JIN Jumbo Interactive 2.42% $2,423
          CSL CSL 5.65% $5,646
          CLA1557AU Clime Smaller Companies Fund 24.67% $24,671
          CKF Collins Foods 2.04% $2,041
          CCP Credit Corp Grp 1.17% $1,175
          BVS Bravura Solution 2.85% $2,855
          BHP BHP 4.84% $4,836
          AST AusNet Services 4.24% $4,243
          APT Afterpay Touch 1.91% $1,911
          WEB Webjet 1.17% $1,173
          WPL Woodside Pet 2.86% $2,857
          Australian Shares 79.92% $7,992,000
          100.00%
          Total
          $99,996
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Model Portfolio Fee
          $ - per month
          This includes:

          Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.