Clime Investment Management

Clime's investment solutions are aligned with our clients' goals, focusing on helping everyday Australians accumulate wealth to achieve security in retirement.

Clime invests with a quality bias and a strong valuation discipline. Our approach seeks to deliver strong risk-adjusted returns by investing in a portfolio of high-quality Australian companies that are attractively priced, while assuming a lower level of total risk.

In developing our investment solutions, Clime considers multiple asset classes including Australian equities, global equities, fixed income, property, hybrid securities, debt and cash to focus on the best ideas and opportunities for our clients.
Profile Video
Funds Under Management $0.82b
Staff / Employees 32
Portfolio Manager Average Experience 21 years
our team
  • Adrian Ezquerro View Profile
    Head of Investments
  • Vincent Cook View Profile
    Senior Analyst & Mid-Cap Portfolio Manager
  • David Walker View Profile
    Senior Analyst & Large-Cap Portfolio Manager
  • Vincent Chin View Profile
    Senior Analyst - Income Strategy
  • Ronni Chalmers View Profile
    Investment Director
  • Jonathan Wilson View Profile
    Small-Cap Portfolio Manager
Investment Models
Investment Objective
Aims to achieve an annual total return of CPI+2% after fees over rolling 3-year periods.
Typical Investor
This product is designed for investors who: - Seek relatively stable, regular income from low volatility assets, but with some exposure to the share market; - Are focused on capital preservation and are prepared to forego the potential of higher returns for lower volatility and the preservation of capital; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
Investment Strategy and Approach
The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
Minimum Investment Amount
$25,000

Model Composition

Allocation as at April 2019

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    Clime Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 10.01% $1,001,000
    Code Security name Weighting % Amount
    CASH Cash 10.01% $10,010
    Cash 10.01% $1,001,000
    Australian Shares 28.49% $28,499
    Code Security name Weighting % Amount
    AMC Amcor 2.00% $2,000
    WBC Westpac Banking 2.00% $1,999
    TWE Treasury Wine 1.50% $1,500
    SEK Seek 1.00% $1,000
    RIO Rio Tinto 1.75% $1,753
    PMV Premier Invest 1.25% $1,250
    ORA Orora 1.25% $1,250
    NAB National Aust Bank 2.00% $2,001
    GUD GUD Hldgs 1.25% $1,250
    GPT GPT Grp 3.00% $3,000
    CSL CSL 1.49% $1,494
    CKF Collins Foods 1.00% $1,000
    CCP Credit Corp Grp 1.25% $1,249
    BVS Bravura Solution 1.00% $1,000
    BHP BHP 1.75% $1,750
    ANZ ANZ Banking Grp 2.00% $2,001
    WEB Webjet 1.00% $1,000
    WES Wesfarmers 2.00% $2,002
    Australian Shares 28.49% $28,499
    International Shares 5.00% $5,000
    Code Security name Weighting % Amount
    CLA0001AU Clime International Fund - Wholesale Class 5.00% $5,000
    International Shares 5.00% $5,000
    Australian Property 6.50% $6,500
    Code Security name Weighting % Amount
    COL0001AU Charter Hall Maxim Property Securities Fund 6.50% $6,500
    Australian Property 6.50% $6,500
    Australian Fixed Interest 50.00% $5,000,000
    Code Security name Weighting % Amount
    CLA0002AU Clime Australian Income Fund 50.00% $50,001
    Australian Fixed Interest 50.00% $5,000,000
    100.00%
    Total
    $100,010
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Model Portfolio Fee
    $ - per month
    This includes:

    Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    Aims to achieve an annual total return of CPI+3% after fees over rolling 5-year periods.
    Typical Investor
    This product is designed for investors who: - Require a diversified portfolio - Are seeking moderate income over the investment timeframe with a modest level of growth; - Accept a moderate degree of volatility associated with relatively higher exposure to growth assets; - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
    Investment Strategy and Approach
    The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
    Minimum Investment Amount
    $25,000

    Model Composition

    Allocation as at April 2019

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      Clime Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 9.05% $905,000
      Code Security name Weighting % Amount
      CASH Cash 9.05% $9,050
      Cash 9.05% $905,000
      Australian Shares 43.30% $4,330,000
      Code Security name Weighting % Amount
      AMC Amcor 1.99% $1,990
      WBC Westpac Banking 1.99% $1,990
      TWE Treasury Wine 1.94% $1,943
      SEK Seek 1.48% $1,477
      RIO Rio Tinto 2.01% $2,013
      PMV Premier Invest 1.50% $1,503
      ORA Orora 1.51% $1,514
      NAB National Aust Bank 1.98% $1,977
      GUD GUD Hldgs 1.49% $1,495
      GPT GPT Grp 1.99% $1,989
      CSL CSL 1.97% $1,974
      WES Wesfarmers 1.98% $1,979
      CLA1557AU Clime Smaller Companies Fund 10.03% $10,026
      CKF Collins Foods 1.50% $1,500
      CCP Credit Corp Grp 1.53% $1,531
      BVS Bravura Solution 1.43% $1,432
      BHP BHP 1.99% $1,993
      APT Afterpay Touch 1.56% $1,561
      ANZ ANZ Banking Grp 1.98% $1,982
      WEB Webjet 1.45% $1,449
      Australian Shares 43.30% $4,330,000
      International Shares 12.53% $12,532
      Code Security name Weighting % Amount
      CLA0001AU Clime International Fund - Wholesale Class 12.53% $12,532
      International Shares 12.53% $12,532
      Australian Property 5.01% $5,013
      Code Security name Weighting % Amount
      COL0001AU Charter Hall Maxim Property Securities Fund 5.01% $5,013
      Australian Property 5.01% $5,013
      Australian Fixed Interest 30.11% $30,115
      Code Security name Weighting % Amount
      CLA0002AU Clime Australian Income Fund 30.11% $30,115
      Australian Fixed Interest 30.11% $30,115
      100.00%
      Total
      $100,027
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Model Portfolio Fee
      $ - per month
      This includes:

      Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      Aims to achieve an annual total return of CPI+4% after fees over rolling 5-year periods.
      Typical Investor
      This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
      Investment Strategy and Approach
      The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
      Minimum Investment Amount
      $25,000

      Model Composition

      Allocation as at April 2019

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        Clime Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 7.03% $703,000
        Code Security name Weighting % Amount
        CASH Cash 7.03% $7,030
        Cash 7.03% $703,000
        Australian Shares 56.83% $5,683,000
        Code Security name Weighting % Amount
        AMC Amcor 2.49% $2,490
        WBC Westpac Banking 2.49% $2,491
        TWE Treasury Wine 2.43% $2,431
        SEK Seek 1.97% $1,972
        RIO Rio Tinto 2.52% $2,516
        PMV Premier Invest 2.01% $2,007
        ORA Orora 2.02% $2,021
        NAB National Aust Bank 2.47% $2,472
        GUD GUD Hldgs 1.99% $1,994
        GPT GPT Grp 0.99% $995
        CSL CSL 2.47% $2,469
        WES Wesfarmers 2.48% $2,475
        CLA1557AU Clime Smaller Companies Fund 15.56% $15,556
        CKF Collins Foods 2.00% $2,002
        CCP Credit Corp Grp 2.04% $2,042
        BVS Bravura Solution 1.91% $1,911
        BHP BHP 2.50% $2,495
        APT Afterpay Touch 2.08% $2,084
        ANZ ANZ Banking Grp 2.48% $2,479
        WEB Webjet 1.93% $1,934
        Australian Shares 56.83% $5,683,000
        International Shares 25.09% $25,090
        Code Security name Weighting % Amount
        CLA0001AU Clime International Fund - Wholesale Class 25.09% $25,090
        International Shares 25.09% $25,090
        Australian Property 3.51% $3,513
        Code Security name Weighting % Amount
        COL0001AU Charter Hall Maxim Property Securities Fund 3.51% $3,513
        Australian Property 3.51% $3,513
        Australian Fixed Interest 7.54% $7,536
        Code Security name Weighting % Amount
        CLA0002AU Clime Australian Income Fund 7.54% $7,536
        Australian Fixed Interest 7.54% $7,536
        100.00%
        Total
        $100,005
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Model Portfolio Fee
        $ - per month
        This includes:

        Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        Aims to achieve an annual total return of CPI+6% after fees over rolling 3-year periods.
        Typical Investor
        This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
        Investment Strategy and Approach
        The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
        Minimum Investment Amount
        $25,000

        Model Composition

        Allocation as at April 2019

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          Clime Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 7.05% $705,000
          Code Security name Weighting % Amount
          CASH Cash 7.05% $7,050
          Cash 7.05% $705,000
          Australian Shares 92.95% $9,295,000
          Code Security name Weighting % Amount
          AMC Amcor 4.49% $4,494
          WBC Westpac Banking 4.50% $4,497
          TWE Treasury Wine 4.39% $4,387
          SEK Seek 2.96% $2,963
          RIO Rio Tinto 4.53% $4,533
          PMV Premier Invest 3.02% $3,018
          ORA Orora 3.04% $3,038
          NAB National Aust Bank 4.46% $4,462
          GUD GUD Hldgs 3.00% $3,000
          CSL CSL 4.48% $4,476
          CLA1557AU Clime Smaller Companies Fund 25.65% $25,645
          CKF Collins Foods 3.01% $3,009
          CCP Credit Corp Grp 3.07% $3,070
          BVS Bravura Solution 2.87% $2,872
          BHP BHP 4.51% $4,506
          APT Afterpay Touch 3.13% $3,134
          ANZ ANZ Banking Grp 4.47% $4,474
          WEB Webjet 2.91% $2,908
          WES Wesfarmers 4.46% $4,463
          Australian Shares 92.95% $9,295,000
          100.00%
          Total
          $100,000
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Model Portfolio Fee
          $ - per month
          This includes:

          Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.