Clime Investment Management

Clime's investment solutions are aligned with our clients' goals, focusing on helping everyday Australians accumulate wealth to achieve security in retirement.

Clime invests with a quality bias and a strong valuation discipline. Our approach seeks to deliver strong risk-adjusted returns by investing in a portfolio of high-quality Australian companies that are attractively priced, while assuming a lower level of total risk.

In developing our investment solutions, Clime considers multiple asset classes including Australian equities, global equities, fixed income, property, hybrid securities, debt and cash to focus on the best ideas and opportunities for our clients.
Profile Video
Funds Under Management $0.82b
Staff / Employees 32
Portfolio Manager Average Experience 21 years
our team
  • Adrian Ezquerro View Profile
    Head of Investments
  • Vincent Cook View Profile
    Senior Analyst & Mid-Cap Portfolio Manager
  • David Walker View Profile
    Senior Analyst & Large-Cap Portfolio Manager
  • Vincent Chin View Profile
    Senior Analyst - Income Strategy
  • Ronni Chalmers View Profile
    Investment Director
  • Jonathan Wilson View Profile
    Small-Cap Portfolio Manager
Investment Models
Investment Objective
Aims to achieve an annual total return of CPI+2% after fees over rolling 3-year periods.
Typical Investor
This product is designed for investors who: - Seek relatively stable, regular income from low volatility assets, but with some exposure to the share market; - Are focused on capital preservation and are prepared to forego the potential of higher returns for lower volatility and the preservation of capital; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
Investment Strategy and Approach
The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
Minimum Investment Amount
$25,000

Model Composition

Allocation as at February 2020

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    Clime Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 9.96% $996,000
    Code Security name Weighting % Amount
    CASH Cash 9.96% $9,960
    Cash 9.96% $996,000
    Australian Shares 25.58% $25,579
    Code Security name Weighting % Amount
    AMC Amcor 2.35% $2,351
    WBC Westpac Banking 2.03% $2,026
    SEK Seek 1.57% $1,569
    RIO Rio Tinto 1.49% $1,491
    PMV Premier Invest 1.57% $1,573
    NAB National Aust Bank 2.04% $2,038
    MQG Macq Grp 1.77% $1,770
    WEB Webjet 1.76% $1,758
    CSL CSL 2.07% $2,070
    CCP Credit Corp Grp 1.77% $1,765
    BVS Bravura Solution 1.70% $1,703
    BHP BHP 2.23% $2,231
    AST AusNet Services 1.74% $1,744
    WPL Woodside Pet 1.49% $1,490
    Australian Shares 25.58% $25,579
    International Shares 5.10% $5,099
    Code Security name Weighting % Amount
    CLA0001AU Clime International Fund - Wholesale Class 5.10% $5,099
    International Shares 5.10% $5,099
    Australian Property 9.60% $9,596
    Code Security name Weighting % Amount
    GOZ Growthpoint Prop 3.00% $2,997
    COL0001AU Charter Hall Maxim Property Securities Fund 6.60% $6,599
    Australian Property 9.60% $9,596
    Australian Fixed Interest 49.76% $4,976,000
    Code Security name Weighting % Amount
    CLA0002AU Clime Australian Income Fund 49.76% $49,763
    Australian Fixed Interest 49.76% $4,976,000
    100.00%
    Total
    $99,997
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Model Portfolio Fee
    $ - per month
    This includes:

    Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    Aims to achieve an annual total return of CPI+3% after fees over rolling 5-year periods.
    Typical Investor
    This product is designed for investors who: - Require a diversified portfolio - Are seeking moderate income over the investment timeframe with a modest level of growth; - Accept a moderate degree of volatility associated with relatively higher exposure to growth assets; - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
    Investment Strategy and Approach
    The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
    Minimum Investment Amount
    $25,000

    Model Composition

    Allocation as at February 2020

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      Clime Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 11.45% $1,145,000
      Code Security name Weighting % Amount
      CASH Cash 11.45% $11,450
      Cash 11.45% $1,145,000
      Australian Shares 40.95% $4,095,000
      Code Security name Weighting % Amount
      AMC Amcor 3.28% $3,283
      SEK Seek 1.83% $1,826
      RIO Rio Tinto 1.98% $1,977
      PMV Premier Invest 1.83% $1,831
      MQG Macq Grp 2.53% $2,530
      GUD GUD Hldgs 1.74% $1,742
      CSL CSL 2.58% $2,582
      WBC Westpac Banking 4.04% $4,044
      CLA1557AU Clime Smaller Companies Fund 10.02% $10,020
      CCP Credit Corp Grp 1.76% $1,762
      BVS Bravura Solution 1.70% $1,700
      BHP BHP 2.47% $2,474
      AST AusNet Services 1.74% $1,741
      APT Afterpay Touch 1.70% $1,701
      WEB Webjet 1.75% $1,755
      Australian Shares 40.95% $4,095,000
      International Shares 12.73% $12,725
      Code Security name Weighting % Amount
      CLA0001AU Clime International Fund - Wholesale Class 12.73% $12,725
      International Shares 12.73% $12,725
      Australian Property 5.07% $5,067
      Code Security name Weighting % Amount
      COL0001AU Charter Hall Maxim Property Securities Fund 5.07% $5,067
      Australian Property 5.07% $5,067
      Australian Fixed Interest 29.80% $29,804
      Code Security name Weighting % Amount
      CLA0002AU Clime Australian Income Fund 29.80% $29,804
      Australian Fixed Interest 29.80% $29,804
      100.00%
      Total
      $100,013
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Model Portfolio Fee
      $ - per month
      This includes:

      Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      Aims to achieve an annual total return of CPI+4% after fees over rolling 5-year periods.
      Typical Investor
      This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
      Investment Strategy and Approach
      The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
      Minimum Investment Amount
      $25,000

      Model Composition

      Allocation as at February 2020

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        Clime Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 11.65% $1,165,000
        Code Security name Weighting % Amount
        CASH Cash 11.65% $11,650
        Cash 11.65% $1,165,000
        Australian Shares 50.05% $5,005,000
        Code Security name Weighting % Amount
        AMC Amcor 3.50% $3,505
        SEK Seek 2.34% $2,341
        RIO Rio Tinto 2.47% $2,471
        PMV Premier Invest 2.34% $2,345
        MQG Macq Grp 3.03% $3,027
        CSL CSL 3.07% $3,068
        WBC Westpac Banking 4.03% $4,029
        CLA1557AU Clime Smaller Companies Fund 15.47% $15,473
        CCP Credit Corp Grp 2.25% $2,254
        BVS Bravura Solution 2.18% $2,178
        BHP BHP 3.20% $3,202
        AST AusNet Services 2.23% $2,230
        APT Afterpay Touch 1.94% $1,938
        WEB Webjet 2.00% $1,998
        Australian Shares 50.05% $5,005,000
        International Shares 25.36% $25,357
        Code Security name Weighting % Amount
        CLA0001AU Clime International Fund - Wholesale Class 25.36% $25,357
        International Shares 25.36% $25,357
        Australian Property 5.52% $5,521
        Code Security name Weighting % Amount
        COL0001AU Charter Hall Maxim Property Securities Fund 3.53% $3,534
        GOZ Growthpoint Prop 1.99% $1,987
        Australian Property 5.52% $5,521
        Australian Fixed Interest 7.42% $7,423
        Code Security name Weighting % Amount
        CLA0002AU Clime Australian Income Fund 7.42% $7,423
        Australian Fixed Interest 7.42% $7,423
        100.00%
        Total
        $100,009
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Model Portfolio Fee
        $ - per month
        This includes:

        Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        Aims to achieve an annual total return of CPI+6% after fees over rolling 3-year periods.
        Typical Investor
        This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
        Investment Strategy and Approach
        The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
        Minimum Investment Amount
        $25,000

        Model Composition

        Allocation as at February 2020

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          Clime Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 13.87% $1,387,000
          Code Security name Weighting % Amount
          CASH Cash 13.87% $13,870
          Cash 13.87% $1,387,000
          Australian Shares 86.13% $8,613,000
          Code Security name Weighting % Amount
          AMC Amcor 4.21% $4,210
          WBC Westpac Banking 4.54% $4,537
          SEK Seek 3.12% $3,124
          RIO Rio Tinto 3.95% $3,953
          PMV Premier Invest 3.13% $3,130
          NAB National Aust Bank 4.56% $4,563
          MQG Macq Grp 4.54% $4,542
          JIN Jumbo Interactive 2.57% $2,568
          CSL CSL 4.63% $4,628
          CLA1557AU Clime Smaller Companies Fund 25.48% $25,478
          CKF Collins Foods 2.68% $2,682
          CCP Credit Corp Grp 3.01% $3,011
          BVS Bravura Solution 2.91% $2,906
          BHP BHP 4.44% $4,438
          AST AusNet Services 2.98% $2,976
          APT Afterpay Touch 2.67% $2,666
          WEB Webjet 2.75% $2,750
          WPL Woodside Pet 3.96% $3,957
          Australian Shares 86.13% $8,613,000
          100.00%
          Total
          $99,987
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Model Portfolio Fee
          $ - per month
          This includes:

          Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund. This is a one-off cost.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.