Clime Investment Management

Clime's investment solutions are aligned with our clients' goals, focusing on helping everyday Australians accumulate wealth to achieve security in retirement.

Clime invests with a quality bias and a strong valuation discipline. Our approach seeks to deliver strong risk-adjusted returns by investing in a portfolio of high-quality Australian companies that are attractively priced, while assuming a lower level of total risk.

In developing our investment solutions, Clime considers multiple asset classes including Australian equities, global equities, fixed income, property, hybrid securities, debt and cash to focus on the best ideas and opportunities for our clients.
Profile Video
Funds Under Management $0.82b
Staff / Employees 32
Portfolio Manager Average Experience 21 years
our team
  • Adrian Ezquerro View Profile
    Head of Investments
  • Vincent Cook View Profile
    Senior Analyst & Mid-Cap Portfolio Manager
  • David Walker View Profile
    Senior Analyst & Large-Cap Portfolio Manager
  • Vincent Chin View Profile
    Senior Analyst - Income Strategy
  • Ronni Chalmers View Profile
    Investment Director
  • Jonathan Wilson View Profile
    Small-Cap Portfolio Manager
Investment Models
Investment Objective
Aims to achieve an annual total return of CPI+2% after fees over rolling 3-year periods.
Typical Investor
This product is designed for investors who: - Seek relatively stable, regular income from low volatility assets, but with some exposure to the share market; - Are focused on capital preservation and are prepared to forego the potential of higher returns for lower volatility and the preservation of capital; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
Investment Strategy and Approach
The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
Minimum Investment Amount
$25,000

Model Composition

Allocation as at April 2019

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    Clime Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 10.01% $1,001,000
    Code Security name Weighting % Amount
    CASH Cash 10.01% $10,010
    Cash 10.01% $1,001,000
    Australian Shares 28.64% $28,621
    Code Security name Weighting % Amount
    AMC Amcor 2.04% $2,035
    WBC Westpac Banking 1.99% $1,992
    TWE Treasury Wine 1.57% $1,567
    SEK Seek 0.99% $986
    RIO Rio Tinto 1.78% $1,778
    PMV Premier Invest 1.28% $1,279
    ORA Orora 1.24% $1,237
    NAB National Aust Bank 1.98% $1,980
    GUD GUD Hldgs 1.21% $1,213
    GPT GPT Grp 2.97% $2,974
    CSL CSL 1.47% $1,471
    CKF Collins Foods 0.98% $977
    CCP Credit Corp Grp 1.30% $1,296
    BVS Bravura Solution 1.07% $1,069
    BHP BHP 1.76% $1,761
    ANZ ANZ Banking Grp 2.01% $2,006
    WEB Webjet 1.01% $1,007
    WES Wesfarmers 1.99% $1,993
    Australian Shares 28.64% $28,621
    International Shares 5.00% $4,996
    Code Security name Weighting % Amount
    CLA0001AU Clime International Fund - Wholesale Class 5.00% $4,996
    International Shares 5.00% $4,996
    Australian Property 6.40% $6,402
    Code Security name Weighting % Amount
    COL0001AU Charter Hall Maxim Property Securities Fund 6.40% $6,402
    Australian Property 6.40% $6,402
    Australian Fixed Interest 49.95% $4,995,000
    Code Security name Weighting % Amount
    CLA0002AU Clime Australian Income Fund 49.95% $49,952
    Australian Fixed Interest 49.95% $4,995,000
    100.00%
    Total
    $99,981
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Model Portfolio Fee
    $ - per month
    This includes:

    Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    Aims to achieve an annual total return of CPI+3% after fees over rolling 5-year periods.
    Typical Investor
    This product is designed for investors who: - Require a diversified portfolio - Are seeking moderate income over the investment timeframe with a modest level of growth; - Accept a moderate degree of volatility associated with relatively higher exposure to growth assets; - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
    Investment Strategy and Approach
    The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
    Minimum Investment Amount
    $25,000

    Model Composition

    Allocation as at April 2019

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      Clime Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 9.00% $900,000
      Code Security name Weighting % Amount
      CASH Cash 9.00% $9,000
      Cash 9.00% $900,000
      Australian Shares 43.74% $4,374,000
      Code Security name Weighting % Amount
      AMC Amcor 2.03% $2,030
      WBC Westpac Banking 1.99% $1,986
      TWE Treasury Wine 2.08% $2,084
      SEK Seek 1.47% $1,474
      RIO Rio Tinto 2.03% $2,026
      PMV Premier Invest 1.53% $1,529
      ORA Orora 1.48% $1,480
      NAB National Aust Bank 1.97% $1,974
      GUD GUD Hldgs 1.45% $1,452
      GPT GPT Grp 1.98% $1,977
      CSL CSL 1.96% $1,956
      WES Wesfarmers 1.99% $1,988
      CLA1557AU Clime Smaller Companies Fund 10.06% $10,058
      CKF Collins Foods 1.46% $1,462
      CCP Credit Corp Grp 1.55% $1,553
      BVS Bravura Solution 1.60% $1,600
      BHP BHP 2.01% $2,005
      APT Afterpay Touch 1.59% $1,595
      ANZ ANZ Banking Grp 2.00% $2,001
      WEB Webjet 1.51% $1,506
      Australian Shares 43.74% $4,374,000
      International Shares 12.46% $12,457
      Code Security name Weighting % Amount
      CLA0001AU Clime International Fund - Wholesale Class 12.46% $12,457
      International Shares 12.46% $12,457
      Australian Property 4.91% $4,912
      Code Security name Weighting % Amount
      COL0001AU Charter Hall Maxim Property Securities Fund 4.91% $4,912
      Australian Property 4.91% $4,912
      Australian Fixed Interest 29.89% $29,892
      Code Security name Weighting % Amount
      CLA0002AU Clime Australian Income Fund 29.89% $29,892
      Australian Fixed Interest 29.89% $29,892
      100.00%
      Total
      $99,997
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Model Portfolio Fee
      $ - per month
      This includes:

      Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      Aims to achieve an annual total return of CPI+4% after fees over rolling 5-year periods.
      Typical Investor
      This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
      Investment Strategy and Approach
      The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
      Minimum Investment Amount
      $25,000

      Model Composition

      Allocation as at April 2019

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        Clime Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 7.00% $700,000
        Code Security name Weighting % Amount
        CASH Cash 7.00% $7,000
        Cash 7.00% $700,000
        Australian Shares 57.24% $5,724,000
        Code Security name Weighting % Amount
        AMC Amcor 2.53% $2,533
        WBC Westpac Banking 2.48% $2,480
        TWE Treasury Wine 2.60% $2,600
        SEK Seek 1.96% $1,963
        RIO Rio Tinto 2.53% $2,525
        PMV Premier Invest 2.04% $2,037
        ORA Orora 1.97% $1,971
        NAB National Aust Bank 2.46% $2,462
        GUD GUD Hldgs 1.93% $1,932
        GPT GPT Grp 0.99% $987
        CSL CSL 2.44% $2,441
        WES Wesfarmers 2.48% $2,479
        CLA1557AU Clime Smaller Companies Fund 15.56% $15,564
        CKF Collins Foods 1.95% $1,945
        CCP Credit Corp Grp 2.07% $2,066
        BVS Bravura Solution 2.13% $2,130
        BHP BHP 2.50% $2,503
        APT Afterpay Touch 2.12% $2,124
        ANZ ANZ Banking Grp 2.50% $2,495
        WEB Webjet 2.00% $2,004
        Australian Shares 57.24% $5,724,000
        International Shares 24.87% $24,874
        Code Security name Weighting % Amount
        CLA0001AU Clime International Fund - Wholesale Class 24.87% $24,874
        International Shares 24.87% $24,874
        Australian Property 3.43% $3,433
        Code Security name Weighting % Amount
        COL0001AU Charter Hall Maxim Property Securities Fund 3.43% $3,433
        Australian Property 3.43% $3,433
        Australian Fixed Interest 7.46% $7,461
        Code Security name Weighting % Amount
        CLA0002AU Clime Australian Income Fund 7.46% $7,461
        Australian Fixed Interest 7.46% $7,461
        100.00%
        Total
        $100,009
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Model Portfolio Fee
        $ - per month
        This includes:

        Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        Aims to achieve an annual total return of CPI+6% after fees over rolling 3-year periods.
        Typical Investor
        This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
        Investment Strategy and Approach
        The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
        Minimum Investment Amount
        $25,000

        Model Composition

        Allocation as at April 2019

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          Clime Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 6.98% $698,000
          Code Security name Weighting % Amount
          CASH Cash 6.98% $6,980
          Cash 6.98% $698,000
          Australian Shares 93.02% $9,302,000
          Code Security name Weighting % Amount
          AMC Amcor 4.54% $4,542
          WBC Westpac Banking 4.45% $4,448
          TWE Treasury Wine 4.66% $4,662
          SEK Seek 2.93% $2,931
          RIO Rio Tinto 4.52% $4,519
          PMV Premier Invest 3.04% $3,043
          ORA Orora 2.94% $2,944
          NAB National Aust Bank 4.42% $4,415
          GUD GUD Hldgs 2.89% $2,887
          CSL CSL 4.40% $4,395
          CLA1557AU Clime Smaller Companies Fund 25.49% $25,494
          CKF Collins Foods 2.91% $2,906
          CCP Credit Corp Grp 3.09% $3,087
          BVS Bravura Solution 3.18% $3,181
          BHP BHP 4.49% $4,491
          APT Afterpay Touch 3.17% $3,174
          ANZ ANZ Banking Grp 4.47% $4,475
          WEB Webjet 2.99% $2,994
          WES Wesfarmers 4.44% $4,443
          Australian Shares 93.02% $9,302,000
          100.00%
          Total
          $100,010
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Model Portfolio Fee
          $ - per month
          This includes:

          Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.