Clime Investment Management

Clime's investment solutions are aligned with our clients' goals, focusing on helping everyday Australians accumulate wealth to achieve security in retirement.

Clime invests with a quality bias and a strong valuation discipline. Our approach seeks to deliver strong risk-adjusted returns by investing in a portfolio of high-quality Australian companies that are attractively priced, while assuming a lower level of total risk.

In developing our investment solutions, Clime considers multiple asset classes including Australian equities, global equities, fixed income, property, hybrid securities, debt and cash to focus on the best ideas and opportunities for our clients.
Profile Video
Funds Under Management $0.82b
Staff / Employees 32
Portfolio Manager Average Experience 21 years
our team
  • Adrian Ezquerro View Profile
    Head of Investments
  • Vincent Cook View Profile
    Senior Analyst & Mid-Cap Portfolio Manager
  • David Walker View Profile
    Senior Analyst & Large-Cap Portfolio Manager
  • Vincent Chin View Profile
    Senior Analyst - Income Strategy
  • Ronni Chalmers View Profile
    Investment Director
  • Jonathan Wilson View Profile
    Small-Cap Portfolio Manager
Investment Models
Investment Objective
Aims to achieve an annual total return of CPI+2% after fees over rolling 3-year periods.
Typical Investor
This product is designed for investors who: - Seek relatively stable, regular income from low volatility assets, but with some exposure to the share market; - Are focused on capital preservation and are prepared to forego the potential of higher returns for lower volatility and the preservation of capital; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
Investment Strategy and Approach
The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
Minimum Investment Amount
$25000

Model Composition

Allocation as at November 2019

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    Clime Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 6.79% $679,000
    Code Security name Weighting % Amount
    CASH Cash 6.79% $6,790
    Cash 6.79% $679,000
    Australian Shares 30.00% $29,987
    Code Security name Weighting % Amount
    AMC Amcor 2.69% $2,692
    WBC Westpac Banking 1.68% $1,682
    TWE Treasury Wine 1.55% $1,553
    SEK Seek 1.62% $1,617
    RIO Rio Tinto 1.61% $1,609
    PMV Premier Invest 1.50% $1,499
    NAB National Aust Bank 1.82% $1,815
    MQG Macq Grp 1.85% $1,846
    GUD GUD Hldgs 1.57% $1,568
    WPL Woodside Pet 1.63% $1,631
    CSL CSL 2.30% $2,297
    CCP Credit Corp Grp 1.85% $1,851
    BVS Bravura Solution 2.19% $2,185
    BHP BHP 2.40% $2,397
    AST AusNet Services 1.65% $1,652
    WEB Webjet 2.09% $2,092
    Australian Shares 30.00% $29,987
    International Shares 5.04% $5,036
    Code Security name Weighting % Amount
    CLA0001AU Clime International Fund - Wholesale Class 5.04% $5,036
    International Shares 5.04% $5,036
    Australian Property 9.46% $9,457
    Code Security name Weighting % Amount
    COL0001AU Charter Hall Maxim Property Securities Fund 6.53% $6,531
    GOZ Growthpoint Prop 2.93% $2,926
    Australian Property 9.46% $9,457
    Australian Fixed Interest 48.71% $4,871,000
    Code Security name Weighting % Amount
    CLA0002AU Clime Australian Income Fund 48.71% $48,711
    Australian Fixed Interest 48.71% $4,871,000
    100.00%
    Total
    $99,981
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Model Portfolio Fee
    $ - per month
    This includes:

    Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Investment Objective
    Aims to achieve an annual total return of CPI+3% after fees over rolling 5-year periods.
    Typical Investor
    This product is designed for investors who: - Require a diversified portfolio - Are seeking moderate income over the investment timeframe with a modest level of growth; - Accept a moderate degree of volatility associated with relatively higher exposure to growth assets; - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
    Investment Strategy and Approach
    The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
    Minimum Investment Amount
    $25000

    Model Composition

    Allocation as at November 2019

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      Clime Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 7.29% $729,000
      Code Security name Weighting % Amount
      CASH Cash 7.29% $7,290
      Cash 7.29% $729,000
      Australian Shares 43.92% $4,392,000
      Code Security name Weighting % Amount
      AMC Amcor 3.77% $3,768
      TWE Treasury Wine 2.07% $2,070
      SEK Seek 1.89% $1,886
      RIO Rio Tinto 2.15% $2,152
      PMV Premier Invest 1.75% $1,749
      MQG Macq Grp 2.65% $2,649
      GUD GUD Hldgs 1.83% $1,829
      CSL CSL 2.86% $2,861
      WBC Westpac Banking 3.36% $3,364
      WEB Webjet 2.09% $2,092
      CCP Credit Corp Grp 1.85% $1,851
      BVS Bravura Solution 2.19% $2,186
      BHP BHP 2.67% $2,667
      AST AusNet Services 1.65% $1,653
      APT Afterpay Touch 1.58% $1,575
      CLA1557AU Clime Smaller Companies Fund 9.56% $9,560
      Australian Shares 43.92% $4,392,000
      International Shares 12.59% $12,593
      Code Security name Weighting % Amount
      CLA0001AU Clime International Fund - Wholesale Class 12.59% $12,593
      International Shares 12.59% $12,593
      Australian Property 6.97% $6,976
      Code Security name Weighting % Amount
      GOZ Growthpoint Prop 1.95% $1,951
      COL0001AU Charter Hall Maxim Property Securities Fund 5.02% $5,025
      Australian Property 6.97% $6,976
      Australian Fixed Interest 29.23% $29,234
      Code Security name Weighting % Amount
      CLA0002AU Clime Australian Income Fund 29.23% $29,234
      Australian Fixed Interest 29.23% $29,234
      100.00%
      Total
      $100,006
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Model Portfolio Fee
      $ - per month
      This includes:

      Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Investment Objective
      Aims to achieve an annual total return of CPI+4% after fees over rolling 5-year periods.
      Typical Investor
      This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
      Investment Strategy and Approach
      The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
      Minimum Investment Amount
      $25000

      Model Composition

      Allocation as at November 2019

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        Clime Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 6.76% $676,000
        Code Security name Weighting % Amount
        CASH Cash 6.76% $6,760
        Cash 6.76% $676,000
        Australian Shares 55.61% $5,561,000
        Code Security name Weighting % Amount
        AMC Amcor 4.00% $4,003
        TWE Treasury Wine 2.57% $2,567
        SEK Seek 2.40% $2,405
        RIO Rio Tinto 2.66% $2,660
        PMV Premier Invest 2.23% $2,230
        MQG Macq Grp 3.15% $3,149
        GUD GUD Hldgs 2.33% $2,332
        CSL CSL 3.41% $3,409
        WBC Westpac Banking 3.33% $3,335
        WEB Webjet 2.37% $2,369
        CCP Credit Corp Grp 2.36% $2,361
        BVS Bravura Solution 2.79% $2,786
        BHP BHP 3.43% $3,435
        AST AusNet Services 2.11% $2,106
        APT Afterpay Touch 1.78% $1,784
        CLA1557AU Clime Smaller Companies Fund 14.69% $14,689
        Australian Shares 55.61% $5,561,000
        International Shares 24.97% $24,967
        Code Security name Weighting % Amount
        CLA0001AU Clime International Fund - Wholesale Class 24.97% $24,967
        International Shares 24.97% $24,967
        Australian Property 5.42% $5,421
        Code Security name Weighting % Amount
        GOZ Growthpoint Prop 1.93% $1,934
        COL0001AU Charter Hall Maxim Property Securities Fund 3.49% $3,487
        Australian Property 5.42% $5,421
        Australian Fixed Interest 7.24% $7,245
        Code Security name Weighting % Amount
        CLA0002AU Clime Australian Income Fund 7.24% $7,245
        Australian Fixed Interest 7.24% $7,245
        100.00%
        Total
        $100,013
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Model Portfolio Fee
        $ - per month
        This includes:

        Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Investment Objective
        Aims to achieve an annual total return of CPI+6% after fees over rolling 3-year periods.
        Typical Investor
        This product is designed for investors who: - Seek a relatively high level of capital growth on their investment; - Seek a modest level of income; - Are willing to accept a high level of short-medium term capital volatility as a trade-off for long-term capital growth; and - Accept the risk of price fluctuations particularly over periods less than the minimum investment timeframe and that capital preservation is not guaranteed.
        Investment Strategy and Approach
        The Investment Committee has defined the investment universe of each of the Model Portfolios and established the investment guidelines appropriate for particular investment strategies. The investment process is multi-faceted. It focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views. Risk management and capital preservation are key themes underlying the portfolio construction. The aim is to reduce asset specific risk and produce consistent and replicable returns.
        Minimum Investment Amount
        $25000

        Model Composition

        Allocation as at November 2019

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          Clime Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 6.75% $675,000
          Code Security name Weighting % Amount
          CASH Cash 6.75% $6,750
          Cash 6.75% $675,000
          Australian Shares 93.25% $9,325,000
          Code Security name Weighting % Amount
          AMC Amcor 4.81% $4,813
          WBC Westpac Banking 3.76% $3,760
          TWE Treasury Wine 4.12% $4,115
          SEK Seek 3.21% $3,214
          RIO Rio Tinto 4.28% $4,276
          PMV Premier Invest 2.98% $2,978
          NAB National Aust Bank 4.06% $4,057
          MQG Macq Grp 4.73% $4,734
          JIN Jumbo Interactive 1.89% $1,886
          GUD GUD Hldgs 3.12% $3,116
          CSL CSL 5.12% $5,116
          CLA1557AU Clime Smaller Companies Fund 24.22% $24,221
          CKF Collins Foods 2.46% $2,463
          CCP Credit Corp Grp 3.15% $3,154
          BVS Bravura Solution 3.72% $3,723
          BHP BHP 4.77% $4,766
          AST AusNet Services 2.81% $2,814
          APT Afterpay Touch 2.46% $2,457
          WEB Webjet 3.26% $3,265
          WPL Woodside Pet 4.32% $4,318
          Australian Shares 93.25% $9,325,000
          100.00%
          Total
          $99,996
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Model Portfolio Fee
          $ - per month
          This includes:

          Clime Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings Clime may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.