InvestSense

InvestSense offers client-friendly, outcome-based portfolio solutions based on managed account technology using a process that allows clients to develop their understanding of the investment world and how their money is invested.

There are three pillars to our money management and client engagement process:

1. A Pragmatic, Flexible and Contemporary Approach to Building Portfolios
We believe in mixing the old with the new. Established fund managers can provide consistency and certainty, while newer, up-and-coming fund managers enable us to diversify, providing a contemporary perspective on the market. We also invest in direct stocks or less expensive Exchange Traded Funds if that’s appropriate in certain markets.

2. 24/7 Risk & Outcome Management
We provide honest, forward-looking scenarios of projected outcomes and expected returns. Clients are offered timely analysis so they can assess the likely performance of their portfolios in the context of the current market environment. We’ll make decisions daily if need be, and we make sure that clients understand why we make any changes.

3. Ongoing Investment Education
We aim to make the investment journey enjoyable and provide ongoing engagement tools. Our educational content demystifies investment, with the objective of making the investment world more accessible for individuals. This is a two-way, dynamic process: ask us a general question about markets and there’s a good chance we’ll answer it in a post. If it's useful for one client, it’s usually useful for many.
Profile Video
Staff / Employees 5
Portfolio Manager Average Experience 22 years
our team
  • Jonathan Ramsay
    Jonathan Ramsay View Profile
    Director
  • Jonathan Tolub
    Jonathan Tolub View Profile
    Director
  • Fil Andronaco
    Fil Andronaco View Profile
    Director
  • Paul Carrington
    Paul Carrington View Profile
    Director - Head of Adviser Solutions
  • Daniel Leach
    Daniel Leach View Profile
    Investment Analyst
Investment Models
  • Defensive Income
    Defensive Income

    This Model Portfolio suits investors who: are averse to large fluctuations in the value of their investments over shorter time periods. This portfolio is the most risk-averse of our four Model Portfolio categories, and aims to protect you against a fall in the real value of your portfolio over time (that is, after inflation) by investing largely in Defensive assets. This means the portfolio will seek to generate a moderate income. You are comfortable with a targeted rate of return of 1-2% above inflation. As a rough guide, this Model Portfolio will typically consist of 70% Defensive assets and 30% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Sustainable Income
    Sustainable Income

    This Model Portfolio suits investors who: seek a consistent and sustainable income from your portfolio. You also have a reasonably long-term time horizon and are not overly sensitive to changes in the value of your portfolio over shorter time periods. This portfolio takes more risk than the Defensive Income portfolio, seeking to deliver higher income and higher growth. You are comfortable with a targeted rate of return of 2-3% above inflation, and value consistent income over long-term growth of assets. As a rough guide this Model Portfolio will typically consist of 50% Defensive assets and 50% in Growth assets, including higher-yielding Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Robust Growth
    Robust Growth

    This Model Portfolio suits investors who: are focused on growth within your portfolio, with a commensurate lower focus on stability of the short-term value of the portfolio. This portfolio has a higher orientation to Growth assets than our Sustainable Income model but less than our Maximum Growth model. You are comfortable with a targeted rate of return of 3-4% above inflation, because you value Growth over Income in your portfolio. As a rough guide, this Model Portfolio will typically consist of 30% Defensive assets and 70% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Maximum Growth
    Maximum Growth

    This Model Portfolio suits investors who: are focused on long-term growth and are comfortable with the commensurate risk and volatility that comes with this style of investing. This portfolio has the highest orientation to Growth assets of our four Model Portfolio categories. You are seeking a targeted rate of return of 4-6% above inflation, because you value growth and are a long-term investor. As a rough guide, this Model Portfolio will typically consist of 10% Defensive assets and 90% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

Investment Objective
The investment objective is to achieve a return of CPI +2% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
Typical Investor
Designed for investors who seek a return above inflation but with a low to medium tolerance for risk and are therefore willing to accept lower returns for a lower level of risk, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
Investment Strategy and Approach
InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
Minimum Investment Amount
$25000

Model Composition

Allocation as at November 2019

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    InvestSense Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 26.41% $2,641,000
    Code Security name Weighting % Amount
    AAA Betashares Australian High Interest Cash ETF 26.41% $26,410
    Cash 26.41% $2,641,000
    Australian Shares 13.50% $13,501
    Code Security name Weighting % Amount
    NCM Newcrest Min 1.31% $1,311
    LSF L1 Long Short Fund 3.22% $3,217
    LNK Link Admin Hldg 0.81% $813
    TWE Treasury Wine 1.35% $1,355
    WPL Woodside Pet 1.04% $1,041
    CBA Commonwealth Bank of Aust 1.17% $1,167
    BKL Blackmores 0.96% $963
    BHP BHP 1.13% $1,127
    AGL AGL Energy 0.96% $960
    CSL CSL 1.55% $1,548
    Australian Shares 13.50% $13,501
    View all Australian Shares Show less Australian Shares
    International Shares 12.21% $12,197
    Code Security name Weighting % Amount
    IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 3.09% $3,090
    IVE iShares MSCI EAFE ETF 2.10% $2,096
    IVV iShares S&P 500 ETF 1.62% $1,616
    MGE9885AU Magellan High Conviction Fund 2.18% $2,176
    MGL0004AU Ironbark Royal London Concentrated Global Share 2.37% $2,365
    IJP iShares MSCI Japan ETF 0.85% $854
    International Shares 12.21% $12,197
    Australian Property 1.14% $1,136
    Code Security name Weighting % Amount
    SCG Scentre Grp 1.14% $1,136
    Australian Property 1.14% $1,136
    Australian Fixed Interest 19.71% $19,706
    Code Security name Weighting % Amount
    IOF0145AU Janus Henderson Tactical Income 19.71% $19,706
    Australian Fixed Interest 19.71% $19,706
    International Fixed Interest 23.51% $2,351,000
    Code Security name Weighting % Amount
    ETL0016AU PIMCO Diversified Fixed Interest W 23.51% $23,513
    International Fixed Interest 23.51% $2,351,000
    Alternatives 3.52% $3,523
    Code Security name Weighting % Amount
    ECL0013AU Ellerston Australian Market Neutral 3.52% $3,523
    Alternatives 3.52% $3,523
    100.00%
    Total
    $99,986
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Your monthly fee explained
    Model Portfolio Fee
    $ - per month
    This includes:

    InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Invest
    Investment Objective
    The investment objective is to achieve a return of CPI +3% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
    Typical Investor
    Designed for investors who seek a modest return above inflation but with a medium tolerance for risk and are therefore willing to accept some volatility in their portfolio in order to achieve their long-term objective, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
    Investment Strategy and Approach
    InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
    Minimum Investment Amount
    $25000

    Model Composition

    Allocation as at November 2019

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      InvestSense Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 17.25% $1,725,000
      Code Security name Weighting % Amount
      AAA Betashares Australian High Interest Cash ETF 17.25% $17,250
      Cash 17.25% $1,725,000
      Australian Shares 23.17% $2,317,000
      Code Security name Weighting % Amount
      SGR The Star Entertain 1.11% $1,113
      SEK Seek 1.16% $1,164
      NCM Newcrest Min 1.23% $1,230
      MVP Medical Developments 1.37% $1,368
      MNY MONEY3 Corporation 1.10% $1,099
      LSF L1 Long Short Fund 3.42% $3,418
      LOV Lovisa Hldgs 1.28% $1,280
      LNK Link Admin Hldg 0.76% $762
      TWE Treasury Wine 1.27% $1,270
      WPL Woodside Pet 0.98% $977
      CSL CSL 1.46% $1,459
      CBA Commonwealth Bank of Aust 1.09% $1,089
      BSL BlueScope Steel 1.12% $1,121
      BKL Blackmores 0.92% $924
      AGL AGL Energy 0.90% $900
      BHP BHP 1.06% $1,056
      ANZ ANZ Banking Grp 0.91% $911
      AMC Amcor 0.96% $961
      AMA AMA Group Limited 1.07% $1,074
      Australian Shares 23.17% $2,317,000
      View all Australian Shares Show less Australian Shares
      International Shares 22.38% $22,376
      Code Security name Weighting % Amount
      MGE9885AU Magellan High Conviction Fund 4.39% $4,393
      IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 4.04% $4,039
      IJP iShares MSCI Japan ETF 1.72% $1,719
      IVE iShares MSCI EAFE ETF 4.22% $4,219
      IVV iShares S&P 500 ETF 3.23% $3,230
      MGL0004AU Ironbark Royal London Concentrated Global Share 4.78% $4,776
      International Shares 22.38% $22,376
      Australian Property 1.07% $1,066
      Code Security name Weighting % Amount
      SCG Scentre Grp 1.07% $1,066
      Australian Property 1.07% $1,066
      Australian Fixed Interest 14.77% $14,766
      Code Security name Weighting % Amount
      IOF0145AU Janus Henderson Tactical Income 14.77% $14,766
      Australian Fixed Interest 14.77% $14,766
      International Fixed Interest 17.62% $17,619
      Code Security name Weighting % Amount
      ETL0016AU PIMCO Diversified Fixed Interest W 17.62% $17,619
      International Fixed Interest 17.62% $17,619
      Alternatives 3.74% $3,743
      Code Security name Weighting % Amount
      ECL0013AU Ellerston Australian Market Neutral 3.74% $3,743
      Alternatives 3.74% $3,743
      100.00%
      Total
      $99,995
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Your monthly fee explained
      Model Portfolio Fee
      $ - per month
      This includes:

      InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Invest
      Investment Objective
      The investment objective is to achieve a return of CPI +4% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
      Typical Investor
      Designed for investors who seek a high return above inflation but with a medium to high tolerance for risk and are therefore willing to accept a medium to high degree of volatility in their portfolio in order to achieve their long-term objective, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
      Investment Strategy and Approach
      InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
      Minimum Investment Amount
      $25000

      Model Composition

      Allocation as at November 2019

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        InvestSense Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 12.19% $1,219,000
        Code Security name Weighting % Amount
        AAA Betashares Australian High Interest Cash ETF 12.19% $12,190
        Cash 12.19% $1,219,000
        Australian Shares 32.60% $3,260,000
        Code Security name Weighting % Amount
        SGR The Star Entertain 1.25% $1,249
        SEK Seek 1.31% $1,306
        RHC Ramsay Health Care 1.30% $1,301
        NCM Newcrest Min 1.38% $1,381
        MVP Medical Developments 1.53% $1,534
        MQG Macq Grp 1.25% $1,255
        MNY MONEY3 Corporation 1.23% $1,233
        LSF L1 Long Short Fund 3.85% $3,855
        LOV Lovisa Hldgs 1.44% $1,437
        LNK Link Admin Hldg 0.86% $855
        LLC Lendlease Grp 1.72% $1,719
        TWE Treasury Wine 1.43% $1,425
        WPL Woodside Pet 1.10% $1,096
        AGL AGL Energy 1.01% $1,010
        AMA AMA Group Limited 1.20% $1,205
        AMC Amcor 1.08% $1,078
        ANZ ANZ Banking Grp 1.02% $1,024
        CSL CSL 1.61% $1,614
        CGF Challenger 1.15% $1,154
        CBA Commonwealth Bank of Aust 1.23% $1,229
        BXB Brambles 1.17% $1,169
        BHP BHP 1.18% $1,183
        BKL Blackmores 1.04% $1,042
        BSL BlueScope Steel 1.26% $1,257
        Australian Shares 32.60% $3,260,000
        View all Australian Shares Show less Australian Shares
        International Shares 32.10% $32,099
        Code Security name Weighting % Amount
        IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 4.94% $4,936
        MGL0004AU Ironbark Royal London Concentrated Global Share 7.07% $7,069
        MGE9885AU Magellan High Conviction Fund 6.50% $6,503
        IVV iShares S&P 500 ETF 4.79% $4,793
        IVE iShares MSCI EAFE ETF 6.26% $6,256
        IJP iShares MSCI Japan ETF 2.54% $2,543
        International Shares 32.10% $32,099
        Australian Property 1.20% $1,196
        Code Security name Weighting % Amount
        SCG Scentre Grp 1.20% $1,196
        Australian Property 1.20% $1,196
        Australian Fixed Interest 8.07% $8,066
        Code Security name Weighting % Amount
        IOF0145AU Janus Henderson Tactical Income 8.07% $8,066
        Australian Fixed Interest 8.07% $8,066
        International Fixed Interest 9.62% $9,624
        Code Security name Weighting % Amount
        ETL0016AU PIMCO Diversified Fixed Interest W 9.62% $9,624
        International Fixed Interest 9.62% $9,624
        Alternatives 4.22% $4,221
        Code Security name Weighting % Amount
        ECL0013AU Ellerston Australian Market Neutral 4.22% $4,221
        Alternatives 4.22% $4,221
        100.00%
        Total
        $100,008
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Your monthly fee explained
        Model Portfolio Fee
        $ - per month
        This includes:

        InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Invest
        Investment Objective
        The investment objective is to achieve a return of CPI +5% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
        Typical Investor
        Designed for investors who seek a high return above inflation but with a high tolerance for risk and are therefore willing to accept a high degree of volatility in their portfolio in order to achieve their long-term objective, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
        Investment Strategy and Approach
        InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
        Minimum Investment Amount
        $25000

        Model Composition

        Allocation as at November 2019

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          InvestSense Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 8.34% $834,000
          Code Security name Weighting % Amount
          AAA Betashares Australian High Interest Cash ETF 8.34% $8,340
          Cash 8.34% $834,000
          Australian Shares 39.45% $3,945,000
          Code Security name Weighting % Amount
          LNK Link Admin Hldg 0.87% $868
          LOV Lovisa Hldgs 1.46% $1,457
          LSF L1 Long Short Fund 4.06% $4,059
          MNY MONEY3 Corporation 1.25% $1,251
          MQG Macq Grp 1.27% $1,273
          MVP Medical Developments 1.56% $1,557
          NAN Nanosonics 1.72% $1,717
          NCM Newcrest Min 1.40% $1,400
          QBE QBE Insurance Grp 1.15% $1,147
          RHC Ramsay Health Care 1.32% $1,321
          S32 South32 0.94% $935
          SEK Seek 1.33% $1,326
          SGR The Star Entertain 1.27% $1,267
          TGR Tassal Grp 1.05% $1,046
          LLC Lendlease Grp 1.74% $1,744
          TWE Treasury Wine 1.45% $1,446
          JHG Janus Henderson 1.37% $1,375
          CBA Commonwealth Bank of Aust 1.24% $1,242
          AGL AGL Energy 1.03% $1,025
          AMA AMA Group Limited 1.22% $1,222
          AMC Amcor 1.09% $1,094
          ANZ ANZ Banking Grp 1.04% $1,038
          BHP BHP 1.20% $1,202
          BKL Blackmores 1.05% $1,054
          BSL BlueScope Steel 1.28% $1,275
          BXB Brambles 1.19% $1,186
          WPL Woodside Pet 1.11% $1,112
          CSL CSL 1.62% $1,625
          CGF Challenger 1.17% $1,171
          Australian Shares 39.45% $3,945,000
          View all Australian Shares Show less Australian Shares
          International Shares 38.28% $38,287
          Code Security name Weighting % Amount
          IVE iShares MSCI EAFE ETF 7.69% $7,690
          MGL0004AU Ironbark Royal London Concentrated Global Share 8.69% $8,691
          MGE9885AU Magellan High Conviction Fund 7.99% $7,995
          IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 4.88% $4,876
          IJP iShares MSCI Japan ETF 3.13% $3,134
          IVV iShares S&P 500 ETF 5.90% $5,900
          International Shares 38.28% $38,287
          Australian Property 1.21% $1,213
          Code Security name Weighting % Amount
          SCG Scentre Grp 1.21% $1,213
          Australian Property 1.21% $1,213
          Australian Fixed Interest 3.77% $3,772
          Code Security name Weighting % Amount
          IOF0145AU Janus Henderson Tactical Income 3.77% $3,772
          Australian Fixed Interest 3.77% $3,772
          International Fixed Interest 4.50% $4,501
          Code Security name Weighting % Amount
          ETL0016AU PIMCO Diversified Fixed Interest W 4.50% $4,501
          International Fixed Interest 4.50% $4,501
          Alternatives 4.45% $4,446
          Code Security name Weighting % Amount
          ECL0013AU Ellerston Australian Market Neutral 4.45% $4,446
          Alternatives 4.45% $4,446
          100.00%
          Total
          $99,995
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Your monthly fee explained
          Model Portfolio Fee
          $ - per month
          This includes:

          InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

          Ready to Invest?

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