InvestSense

InvestSense offers client-friendly, outcome-based portfolio solutions based on managed account technology using a process that allows clients to develop their understanding of the investment world and how their money is invested.

There are three pillars to our money management and client engagement process:

1. A Pragmatic, Flexible and Contemporary Approach to Building Portfolios
We believe in mixing the old with the new. Established fund managers can provide consistency and certainty, while newer, up-and-coming fund managers enable us to diversify, providing a contemporary perspective on the market. We also invest in direct stocks or less expensive Exchange Traded Funds if that’s appropriate in certain markets.

2. 24/7 Risk & Outcome Management
We provide honest, forward-looking scenarios of projected outcomes and expected returns. Clients are offered timely analysis so they can assess the likely performance of their portfolios in the context of the current market environment. We’ll make decisions daily if need be, and we make sure that clients understand why we make any changes.

3. Ongoing Investment Education
We aim to make the investment journey enjoyable and provide ongoing engagement tools. Our educational content demystifies investment, with the objective of making the investment world more accessible for individuals. This is a two-way, dynamic process: ask us a general question about markets and there’s a good chance we’ll answer it in a post. If it's useful for one client, it’s usually useful for many.
Profile Video
Staff / Employees 5
Portfolio Manager Average Experience 22 years
our team
  • Jonathan Ramsay
    Jonathan Ramsay View Profile
    Director
  • Jonathan Tolub
    Jonathan Tolub View Profile
    Director
  • Fil Andronaco
    Fil Andronaco View Profile
    Director
  • Paul Carrington
    Paul Carrington View Profile
    Director - Head of Adviser Solutions
  • Daniel Leach
    Daniel Leach View Profile
    Investment Analyst
Investment Models
  • Defensive Income
    Defensive Income

    This Model Portfolio suits investors who: are averse to large fluctuations in the value of their investments over shorter time periods. This portfolio is the most risk-averse of our four Model Portfolio categories, and aims to protect you against a fall in the real value of your portfolio over time (that is, after inflation) by investing largely in Defensive assets. This means the portfolio will seek to generate a moderate income. You are comfortable with a targeted rate of return of 1-2% above inflation. As a rough guide, this Model Portfolio will typically consist of 70% Defensive assets and 30% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Sustainable Income
    Sustainable Income

    This Model Portfolio suits investors who: seek a consistent and sustainable income from your portfolio. You also have a reasonably long-term time horizon and are not overly sensitive to changes in the value of your portfolio over shorter time periods. This portfolio takes more risk than the Defensive Income portfolio, seeking to deliver higher income and higher growth. You are comfortable with a targeted rate of return of 2-3% above inflation, and value consistent income over long-term growth of assets. As a rough guide this Model Portfolio will typically consist of 50% Defensive assets and 50% in Growth assets, including higher-yielding Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Robust Growth
    Robust Growth

    This Model Portfolio suits investors who: are focused on growth within your portfolio, with a commensurate lower focus on stability of the short-term value of the portfolio. This portfolio has a higher orientation to Growth assets than our Sustainable Income model but less than our Maximum Growth model. You are comfortable with a targeted rate of return of 3-4% above inflation, because you value Growth over Income in your portfolio. As a rough guide, this Model Portfolio will typically consist of 30% Defensive assets and 70% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

  • Maximum Growth
    Maximum Growth

    This Model Portfolio suits investors who: are focused on long-term growth and are comfortable with the commensurate risk and volatility that comes with this style of investing. This portfolio has the highest orientation to Growth assets of our four Model Portfolio categories. You are seeking a targeted rate of return of 4-6% above inflation, because you value growth and are a long-term investor. As a rough guide, this Model Portfolio will typically consist of 10% Defensive assets and 90% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

Investment Objective
The investment objective is to achieve a return of CPI +2% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
Typical Investor
Designed for investors who seek a return above inflation but with a low to medium tolerance for risk and are therefore willing to accept lower returns for a lower level of risk, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
Investment Strategy and Approach
InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
Minimum Investment Amount
$20,000

Model Composition

Allocation as at February 2021

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    InvestSense Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 26.66% $2,666,000
    Code Security name Weighting % Amount
    AAA Betashares Australian High Interest Cash ETF 26.66% $26,660
    Cash 26.66% $2,666,000
    Australian Shares 12.88% $12,880
    Code Security name Weighting % Amount
    NCM Newcrest Min 1.06% $1,060
    LSF L1 Long Short Fund 4.11% $4,110
    LNK Link Admin Hldg 0.69% $691
    TWE Treasury Wine 0.72% $717
    WPL Woodside Pet 0.77% $774
    CBA Commonwealth Bank of Aust 1.28% $1,279
    BKL Blackmores 0.89% $892
    BHP BHP 1.29% $1,294
    AGL AGL Energy 0.54% $538
    CSL CSL 1.53% $1,525
    Australian Shares 12.88% $12,880
    View all Australian Shares Show less Australian Shares
    International Shares 12.30% $12,306
    Code Security name Weighting % Amount
    IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 2.81% $2,814
    IVE iShares MSCI EAFE ETF 2.04% $2,039
    IVV iShares S&P 500 ETF 1.78% $1,783
    MGE9885AU Magellan High Conviction Fund 2.23% $2,229
    MGL0004AU Ironbark Royal London Concentrated Global Share 2.55% $2,554
    IJP iShares MSCI Japan ETF 0.89% $888
    International Shares 12.30% $12,306
    Australian Property 0.82% $823
    Code Security name Weighting % Amount
    SCG Scentre Grp 0.82% $823
    Australian Property 0.82% $823
    Australian Fixed Interest 19.88% $19,877
    Code Security name Weighting % Amount
    IOF0145AU Janus Henderson Tactical Income 19.88% $19,877
    Australian Fixed Interest 19.88% $19,877
    International Fixed Interest 23.72% $2,372,000
    Code Security name Weighting % Amount
    ETL0016AU PIMCO Diversified Fixed Interest W 23.72% $23,719
    International Fixed Interest 23.72% $2,372,000
    Alternatives 3.74% $3,743
    Code Security name Weighting % Amount
    ECL0013AU Ellerston Australian Market Neutral 3.74% $3,743
    Alternatives 3.74% $3,743
    100.00%
    Total
    $100,008
    Display fees as
    Your monthly fee
    Model Portfolio fee
    $ - per month

    All fees and charges are inclusive of GST.

    Click here for your total fee explained
    Model Portfolio Fee
    $ - per month
    This includes:

    InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned
    Other charges:

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


    A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


    All fees and charges are inclusive of GST.
    Please refer to the current PDS for a detailed description of fees and other costs.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Invest
    Investment Objective
    The investment objective is to achieve a return of CPI +3% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
    Typical Investor
    Designed for investors who seek a modest return above inflation but with a medium tolerance for risk and are therefore willing to accept some volatility in their portfolio in order to achieve their long-term objective, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
    Investment Strategy and Approach
    InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
    Minimum Investment Amount
    $20,000

    Model Composition

    Allocation as at February 2021

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      InvestSense Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 17.33% $1,733,000
      Code Security name Weighting % Amount
      AAA Betashares Australian High Interest Cash ETF 17.33% $17,330
      Cash 17.33% $1,733,000
      Australian Shares 22.72% $2,272,000
      Code Security name Weighting % Amount
      SGR The Star Entertain 0.89% $895
      SEK Seek 1.53% $1,533
      NCM Newcrest Min 0.99% $989
      MVP Medical Developments 1.29% $1,293
      MNY MONEY3 Corporation 1.47% $1,465
      LSF L1 Long Short Fund 4.35% $4,348
      LOV Lovisa Hldgs 1.21% $1,206
      LNK Link Admin Hldg 0.65% $645
      TWE Treasury Wine 0.67% $670
      WPL Woodside Pet 0.72% $723
      CSL CSL 1.43% $1,432
      CBA Commonwealth Bank of Aust 1.19% $1,189
      BSL BlueScope Steel 1.28% $1,280
      BKL Blackmores 0.85% $853
      AGL AGL Energy 0.50% $503
      BHP BHP 1.21% $1,207
      ANZ ANZ Banking Grp 0.93% $931
      AMC Amcor 0.94% $939
      AMA AMA Group Limited 0.62% $624
      Australian Shares 22.72% $2,272,000
      View all Australian Shares Show less Australian Shares
      International Shares 22.69% $22,691
      Code Security name Weighting % Amount
      MGE9885AU Magellan High Conviction Fund 4.48% $4,480
      IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 3.66% $3,663
      IJP iShares MSCI Japan ETF 1.78% $1,781
      IVE iShares MSCI EAFE ETF 4.09% $4,085
      IVV iShares S&P 500 ETF 3.55% $3,547
      MGL0004AU Ironbark Royal London Concentrated Global Share 5.13% $5,134
      International Shares 22.69% $22,691
      Australian Property 0.77% $769
      Code Security name Weighting % Amount
      SCG Scentre Grp 0.77% $769
      Australian Property 0.77% $769
      Australian Fixed Interest 14.83% $14,830
      Code Security name Weighting % Amount
      IOF0145AU Janus Henderson Tactical Income 14.83% $14,830
      Australian Fixed Interest 14.83% $14,830
      International Fixed Interest 17.70% $17,697
      Code Security name Weighting % Amount
      ETL0016AU PIMCO Diversified Fixed Interest W 17.70% $17,697
      International Fixed Interest 17.70% $17,697
      Alternatives 3.96% $3,959
      Code Security name Weighting % Amount
      ECL0013AU Ellerston Australian Market Neutral 3.96% $3,959
      Alternatives 3.96% $3,959
      100.00%
      Total
      $100,001
      Display fees as
      Your monthly fee
      Model Portfolio fee
      $ - per month

      All fees and charges are inclusive of GST.

      Click here for your total fee explained
      Model Portfolio Fee
      $ - per month
      This includes:

      InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned
      Other charges:

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


      A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


      All fees and charges are inclusive of GST.
      Please refer to the current PDS for a detailed description of fees and other costs.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Invest
      Investment Objective
      The investment objective is to achieve a return of CPI +4% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
      Typical Investor
      Designed for investors who seek a high return above inflation but with a medium to high tolerance for risk and are therefore willing to accept a medium to high degree of volatility in their portfolio in order to achieve their long-term objective, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
      Investment Strategy and Approach
      InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
      Minimum Investment Amount
      $20,000

      Model Composition

      Allocation as at February 2021

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        InvestSense Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 12.34% $1,234,000
        Code Security name Weighting % Amount
        AAA Betashares Australian High Interest Cash ETF 12.34% $12,340
        Cash 12.34% $1,234,000
        Australian Shares 31.38% $31,374
        Code Security name Weighting % Amount
        SGR The Star Entertain 1.01% $1,014
        SEK Seek 1.74% $1,736
        RHC Ramsay Health Care 1.20% $1,199
        NCM Newcrest Min 1.12% $1,121
        MVP Medical Developments 1.46% $1,464
        MQG Macq Grp 1.24% $1,240
        MNY MONEY3 Corporation 1.66% $1,660
        LSF L1 Long Short Fund 4.95% $4,949
        LOV Lovisa Hldgs 1.37% $1,367
        LNK Link Admin Hldg 0.73% $731
        LLC Lendlease Grp 1.12% $1,122
        TWE Treasury Wine 0.76% $759
        WPL Woodside Pet 0.82% $818
        AGL AGL Energy 0.57% $569
        AMA AMA Group Limited 0.71% $707
        AMC Amcor 1.06% $1,064
        ANZ ANZ Banking Grp 1.06% $1,056
        CSL CSL 1.60% $1,598
        CGF Challenger 1.04% $1,042
        CBA Commonwealth Bank of Aust 1.35% $1,354
        BXB Brambles 1.02% $1,021
        BHP BHP 1.37% $1,365
        BKL Blackmores 0.97% $970
        BSL BlueScope Steel 1.45% $1,449
        Australian Shares 31.38% $31,374
        View all Australian Shares Show less Australian Shares
        International Shares 32.96% $3,296,000
        Code Security name Weighting % Amount
        IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 4.52% $4,517
        MGL0004AU Ironbark Royal London Concentrated Global Share 7.67% $7,670
        MGE9885AU Magellan High Conviction Fund 6.69% $6,693
        IVV iShares S&P 500 ETF 5.31% $5,313
        IVE iShares MSCI EAFE ETF 6.11% $6,114
        IJP iShares MSCI Japan ETF 2.66% $2,659
        International Shares 32.96% $3,296,000
        Australian Property 0.87% $870
        Code Security name Weighting % Amount
        SCG Scentre Grp 0.87% $870
        Australian Property 0.87% $870
        Australian Fixed Interest 8.18% $8,176
        Code Security name Weighting % Amount
        IOF0145AU Janus Henderson Tactical Income 8.18% $8,176
        Australian Fixed Interest 8.18% $8,176
        International Fixed Interest 9.76% $9,756
        Code Security name Weighting % Amount
        ETL0016AU PIMCO Diversified Fixed Interest W 9.76% $9,756
        International Fixed Interest 9.76% $9,756
        Alternatives 4.51% $4,507
        Code Security name Weighting % Amount
        ECL0013AU Ellerston Australian Market Neutral 4.51% $4,507
        Alternatives 4.51% $4,507
        100.00%
        Total
        $99,991
        Display fees as
        Your monthly fee
        Model Portfolio fee
        $ - per month

        All fees and charges are inclusive of GST.

        Click here for your total fee explained
        Model Portfolio Fee
        $ - per month
        This includes:

        InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned
        Other charges:

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


        A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


        All fees and charges are inclusive of GST.
        Please refer to the current PDS for a detailed description of fees and other costs.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Invest
        Investment Objective
        The investment objective is to achieve a return of CPI +5% per annum over the long-term by investing in a diverse mix of asset classes covering Australian equities, international equities, property, infrastructure, alternatives, fixed interest and cash. InvestSense employs an objective based approach which aims to determine the appropriate mix of asset classes that is likely to achieve the stated objective while taking on an appropriate level of risk. As investment markets fluctuate and therefore expected returns change, InvestSense alters the asset allocation accordingly. There may be times however where the portfolio’s CPI+ objective may not be achieved based on prevailing market valuations or realised risks. Therefore, the CPI+ objective must be assessed over a full market cycle.
        Typical Investor
        Designed for investors who seek a high return above inflation but with a high tolerance for risk and are therefore willing to accept a high degree of volatility in their portfolio in order to achieve their long-term objective, seek a portfolio diversified across a range of different asset classes and want a portfolio where the asset allocation is actively managed based on changes in market valuations.
        Investment Strategy and Approach
        InvestSense believes that prevailing market valuations tend to be indicative of final outcomes over long-time periods. By undertaking a forward looking view of expected returns and implied risks, InvestSense aims to understand if the market is sufficiently rewarding investors for the risks they are undertaking across different asset class. Our investment approach combines elements of fundamental and quantitative analysis, top-down and bottom-up views. We don’t believe that any single investment style has a permanent edge in delivering superior returns across all asset classes, time horizons and market conditions. Rather, our methodology forces us to think about which tool, or combination of, is more likely to be effective under various scenarios and the current environment.
        Minimum Investment Amount
        $20,000

        Model Composition

        Allocation as at February 2021

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          InvestSense Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 8.43% $843,000
          Code Security name Weighting % Amount
          AAA Betashares Australian High Interest Cash ETF 8.43% $8,430
          Cash 8.43% $843,000
          Australian Shares 38.05% $38,026
          Code Security name Weighting % Amount
          LNK Link Admin Hldg 0.74% $742
          LOV Lovisa Hldgs 1.39% $1,387
          LSF L1 Long Short Fund 5.22% $5,215
          MNY MONEY3 Corporation 1.68% $1,685
          MQG Macq Grp 1.26% $1,259
          MVP Medical Developments 1.49% $1,486
          NAN Nanosonics 1.93% $1,929
          NCM Newcrest Min 1.14% $1,137
          QBE QBE Insurance Grp 0.80% $797
          RHC Ramsay Health Care 1.22% $1,219
          S32 South32 0.94% $939
          SEK Seek 1.76% $1,763
          SGR The Star Entertain 1.03% $1,029
          TGR Tassal Grp 0.85% $845
          LLC Lendlease Grp 1.14% $1,139
          TWE Treasury Wine 0.77% $770
          JHG Janus Henderson 1.49% $1,490
          CBA Commonwealth Bank of Aust 1.37% $1,370
          AGL AGL Energy 0.58% $578
          AMA AMA Group Limited 0.72% $717
          AMC Amcor 1.08% $1,081
          ANZ ANZ Banking Grp 1.07% $1,072
          BHP BHP 1.39% $1,388
          BKL Blackmores 0.98% $982
          BSL BlueScope Steel 1.47% $1,470
          BXB Brambles 1.04% $1,036
          WPL Woodside Pet 0.83% $831
          CSL CSL 1.61% $1,610
          CGF Challenger 1.06% $1,058
          Australian Shares 38.05% $38,026
          View all Australian Shares Show less Australian Shares
          International Shares 39.49% $3,949,000
          Code Security name Weighting % Amount
          IVE iShares MSCI EAFE ETF 7.52% $7,522
          MGL0004AU Ironbark Royal London Concentrated Global Share 9.44% $9,437
          MGE9885AU Magellan High Conviction Fund 8.23% $8,235
          IFRA VanEck Vectors FTSE Global Infrastructure (Hedged) ETF 4.47% $4,465
          IJP iShares MSCI Japan ETF 3.28% $3,280
          IVV iShares S&P 500 ETF 6.55% $6,546
          International Shares 39.49% $3,949,000
          Australian Property 0.88% $883
          Code Security name Weighting % Amount
          SCG Scentre Grp 0.88% $883
          Australian Property 0.88% $883
          Australian Fixed Interest 3.83% $3,826
          Code Security name Weighting % Amount
          IOF0145AU Janus Henderson Tactical Income 3.83% $3,826
          Australian Fixed Interest 3.83% $3,826
          International Fixed Interest 4.57% $4,566
          Code Security name Weighting % Amount
          ETL0016AU PIMCO Diversified Fixed Interest W 4.57% $4,566
          International Fixed Interest 4.57% $4,566
          Alternatives 4.75% $4,750
          Code Security name Weighting % Amount
          ECL0013AU Ellerston Australian Market Neutral 4.75% $4,750
          Alternatives 4.75% $4,750
          100.00%
          Total
          $99,965
          Display fees as
          Your monthly fee
          Model Portfolio fee
          $ - per month

          All fees and charges are inclusive of GST.

          Click here for your total fee explained
          Model Portfolio Fee
          $ - per month
          This includes:

          InvestSense Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          OpenInvest Fee, which covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned
          Other charges:

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings InvestSense may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          The estimated indirect cost for the funds in this model portfolio on a $20,000 investment is $ - per month.


          A Transaction Cost is an underlying charge levied by an ETF or managed fund such as when you first buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $20,000 investment is $ -. This is a once-off cost.


          All fees and charges are inclusive of GST.
          Please refer to the current PDS for a detailed description of fees and other costs.

          Ready to Invest?

          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

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