SG Hiscock & Company

As a multi-award-winning boutique fund manager, SG Hiscock has a proven record of providing exceptional service and unrivalled insights to our clients.

OUR PROCESS

We believe in buying great companies at good prices. We are firm believers in co-investment, demonstrated by our significant investment in our own funds. Our confidence in our investment approach means we always seed new funds with our own money. We have made the decision to cap our Funds Under Management at modest levels, to ensure that the funds retain greater flexibility to generate strong investment returns across varying market conditions. In order to identify the best opportunities for our clients, we undertake a broad fundamental research program which incorporates an extensive company visitation schedule. With an experienced team of investment professionals, our approach to analysing companies is designed to ensure no stone remains unturned.

We engage with a hand-picked team of external research providers to complement our insights in the macroeconomic landscape (both locally and abroad) and general investment trends. We also have an exclusive joint advisory arrangement with one of the world’s largest commercial real estate investors; LaSalle Investment Management Securities, LLC is a subsidiary of global property giant, Jones Lang LaSalle. This provides our property team access to LaSalle’s research capabilities.

OUR ENVIRONMENTAL, SOCIAL AND GOVERNANCE POLICY

SG Hiscock & Company has a formal board-endorsed environmental, social and governance (ESG) policy. This incorporates the key principles of the Australian Council of Superannuation Investors, as well as the framework provided under the United Nations’ Principles for Responsible Investment. SG Hiscock & Company is a responsible investor and we take an active approach to integrating ESG considerations into our investment decision-making process. We believe that the effective governance and management of business risks has a direct impact on a company’s intrinsic value over the long term and helps to reduce investment risk. In order to identify the best opportunities for our clients, we undertake a broad fundamental research program which incorporates an extensive company visitation schedule. With an experienced team of investment professionals, our approach to analysing companies is designed to ensure no stone remains unturned.

We engage with a hand-picked team of external research providers to complement our insights in the macroeconomic landscape (both locally and abroad) and general investment trends. We also have an exclusive joint advisory arrangement with one of the world’s largest commercial real estate investors; LaSalle Investment Management Securities, LLC is a subsidiary of global property giant, Jones Lang LaSalle. This provides our property team access to LaSalle’s research capabilities.
Staff / Employees 25
Portfolio Manager Average Experience 22 years
Recent Awards Australian Equities Winner, 2018 IMAP Managed Account Awards
our team
  • Stephen Hiscock
    Stephen Hiscock View Profile
    Managing Director
  • Tim Gough
    Tim Gough View Profile
    Portfolio Manager
  • Hamish Tadgell
    Hamish Tadgell View Profile
    Portfolio Manager and Head of Research
  • Andrew Gillies
    Andrew Gillies View Profile
    Analyst
  • Sarah Eager
    Sarah Eager View Profile
    Marketing Coordinator
Investment Models
  • Defensive Income
    Defensive Income

    This Model Portfolio suits investors who: are averse to large fluctuations in the value of their investments over shorter time periods. This portfolio is the most risk-averse of our four Model Portfolio categories, and aims to protect you against a fall in the real value of your portfolio over time (that is, after inflation) by investing largely in Defensive assets. This means the portfolio will seek to generate a moderate income. You are comfortable with a targeted rate of return of 1-2% above inflation. As a rough guide, this Model Portfolio will typically consist of 70% Defensive assets and 30% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

    This article provides more information on selecting the Model Portfolio category that's right for you.

  • Sustainable Income
    Sustainable Income

    This Model Portfolio suits investors who: seek a consistent and sustainable income from your portfolio. You also have a reasonably long-term time horizon and are not overly sensitive to changes in the value of your portfolio over shorter time periods. This portfolio takes more risk than the Defensive Income portfolio, seeking to deliver higher income and higher growth. You are comfortable with a targeted rate of return of 2-3% above inflation, and value consistent income over long-term growth of assets. As a rough guide this Model Portfolio will typically consist of 50% Defensive assets and 50% in Growth assets, including higher-yielding Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

    This article provides more information on selecting the Model Portfolio category that's right for you.

  • Robust Growth
    Robust Growth

    This Model Portfolio suits investors who: are focused on growth within your portfolio, with a commensurate lower focus on stability of the short-term value of the portfolio. This portfolio has a higher orientation to Growth assets than our Sustainable Income model but less than our Maximum Growth model. You are comfortable with a targeted rate of return of 3-4% above inflation, because you value Growth over Income in your portfolio. As a rough guide, this Model Portfolio will typically consist of 30% Defensive assets and 70% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

    This article provides more information on selecting the Model Portfolio category that's right for you.

  • Maximum Growth
    Maximum Growth

    This Model Portfolio suits investors who: are focused on long-term growth and are comfortable with the commensurate risk and volatility that comes with this style of investing. This portfolio has the highest orientation to Growth assets of our four Model Portfolio categories. You are seeking a targeted rate of return of 4-6% above inflation, because you value growth and are a long-term investor. As a rough guide, this Model Portfolio will typically consist of 10% Defensive assets and 90% Growth assets. However, each investment manager will manage allocations depending on their assessment of conditions.

    This article provides more information on selecting the Model Portfolio category that's right for you.

Investment Objective
The objective of the portfolio is to provide an actively managed diversified portfolio for an investor with a need for a stable level of income and who is not comfortable with high levels of fluctuation in the value of their portfolio. The portfolio is also designed to deliver a modest amount of growth to provide some protection against inflation with an overall return objective of CPI plus 1-2%. In order to achieve this objective the portfolio will have long term allocation to defensive or income assets in the range of 70% and 30% to growth assets.
Typical Investor
The typical investor is more risk averse and sustainable income levels are considered the primary objective. The investor is comfortable with a higher weighting to income producing assets such as fixed interest investments and only a small allocation to equities among other asset classes. The portfolio would suit investors in the latter stage of their life where growth is a secondary consideration or investors uncomfortable with market fluctuations and where short term preservation of capital is of high importance.
Investment Strategy and Approach
Actively managed portfolio with a Strategic Asset Allocation of 70% to income assets and 30% to growth assets.
Minimum Investment Amount
$25,000

Model Composition

Allocation as at May 2019

    Allocation & Fees
    Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
    SG Hiscock Defensive Income
    This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
    Cash 8.01% $801,000
    Code Security name Weighting % Amount
    CASH Cash 8.01% $8,010
    Cash 8.01% $801,000
    Australian Shares 14.97% $14,973
    Code Security name Weighting % Amount
    JHX James Hardie Ind 1.60% $1,597
    URW Unibail Rodamco Wfld 1.56% $1,561
    TCL Transurban Grp 1.70% $1,703
    SYD Sydney Airport 1.71% $1,715
    ORG Origin Energy 1.70% $1,696
    MQG Macq Grp 1.52% $1,519
    WOW Woolworths Grp 1.75% $1,751
    ANZ ANZ Banking Grp 1.85% $1,850
    BHP BHP 1.58% $1,582
    Australian Shares 14.97% $14,973
    View all Australian Shares Show less Australian Shares
    International Shares 15.02% $15,023
    Code Security name Weighting % Amount
    FRT0009AU Franklin Global Growth Wholesale 7.53% $7,533
    WHT0044AU Capital Group Global Equity 7.49% $7,490
    International Shares 15.02% $15,023
    Australian Property 4.85% $4,852
    Code Security name Weighting % Amount
    ETL0119AU SGH Property Income 4.85% $4,852
    Australian Property 4.85% $4,852
    International Property 4.97% $4,970
    Code Security name Weighting % Amount
    ETL0005AU SGH LaSalle Global Listed Property Securities 4.97% $4,970
    International Property 4.97% $4,970
    Australian Fixed Interest 30.12% $3,012,000
    Code Security name Weighting % Amount
    ETL0015AU PIMCO Australian Bond Wholesale 10.11% $10,112
    WBCPF CAP NOTE 3-BBSW+4.00% PERP NON-CUM RED T-03-21 2.75% $2,755
    ANZPF CAP NOTE 6-BBSW+3.60% PERP NON-CUM RED T-03-23 3.02% $3,018
    AMPPA CAP NOTE 3-BBSW+5.10% PERP NON-CUM RED T-12-21 2.99% $2,991
    NABPC CAP NOTE 3-BBSW+3.50% PERP NON-CUM RED T-07-23 2.76% $2,756
    MQGPB CAP NOTE 6-BBSW+5.15% PERP NON-CUM RED T-03-21 2.49% $2,486
    CGFPA CNV PREF 3-BBSW+3.40% PERP SUB NON-CUM RED T-05-20 3.01% $3,009
    CBAPF CAP NOTE 3-BBSW+3.90% PERP NON-CUM RED T-03-22 2.99% $2,990
    Australian Fixed Interest 30.12% $3,012,000
    View all Australian Fixed Interest Show less Australian Fixed Interest
    International Fixed Interest 17.11% $17,108
    Code Security name Weighting % Amount
    SBC0819AU UBS International Bond Fund 8.54% $8,538
    ETL0016AU PIMCO Diversified Fixed Interest W 8.57% $8,570
    International Fixed Interest 17.11% $17,108
    Alternatives 4.95% $4,953
    Code Security name Weighting % Amount
    OPT7628AU Arco Absolute Return Fund 4.95% $4,953
    Alternatives 4.95% $4,953
    100.00%
    Total
    $100,007
    Your monthly fee
    Model Portfolio Fee
    $ - per month
    +
    OpenInvest Fee
    FREE First 12 months
    =
    Monthly Fee
    $ -

    After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

    Your monthly fee explained
    Model Portfolio Fee
    $ - per month
    This includes:

    SG Hiscock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

    The Indirect Cost, which is an estimate of underlying charges of some of the holdings SG Hiscock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

    OpenInvest Fee
    FREE for the first 12 monthsthen $ - per month

    The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

    • No hidden fees or charges
    • We pay for brokerage
    • You keep all interest earned

    A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

    The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

    All fees and charges are inclusive of GST.

    Ready to Invest?

    Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

    Invest
    Investment Objective
    The objective is to provide an actively managed diversified portfolio for an investor who is comfortable with a mix of both income and growth, ideally an investor with a conservative approach to risk and a requirement for a moderate level of sustainable income. Exposure to growth assets should be aimed at providing protection for the real value of the portfolio in normal periods of inflation. The portfolio has a return objective of CPI +2-3%. In order to achieve this objective the portfolios long term asset allocation will be split approximately 50% to income and 50% to growth assets.
    Typical Investor
    The typical investor is comfortable with exposure to equities and fixed income and also requires a moderate yet sustainable level of income. The portfolio would suit investors looking to both grow the value of their portfolio modestly but also with a desire to see income generation to meet their needs.
    Investment Strategy and Approach
    Actively managed portfolio with a Strategic Asset Allocation of 50% to income assets and 50% to growth assets
    Minimum Investment Amount
    $25,000

    Model Composition

    Allocation as at May 2019

      Allocation & Fees
      Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
      SG Hiscock Sustainable Income
      This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
      Cash 4.97% $497,000
      Code Security name Weighting % Amount
      CASH Cash 4.97% $4,970
      Cash 4.97% $497,000
      Australian Shares 30.47% $3,047,000
      Code Security name Weighting % Amount
      MMS McMillan Shakespr 1.07% $1,070
      MQG Macq Grp 1.12% $1,116
      NAB National Aust Bank 1.84% $1,836
      ORA Orora 1.12% $1,122
      ORG Origin Energy 1.07% $1,071
      QBE QBE Insurance Grp 1.03% $1,028
      RIO Rio Tinto 1.03% $1,032
      SEK Seek 1.17% $1,169
      SYD Sydney Airport 1.39% $1,394
      TCL Transurban Grp 1.08% $1,077
      URW Unibail Rodamco Wfld 0.99% $987
      VVR Viva Energy Reit 1.05% $1,051
      WBC Westpac Banking 1.36% $1,362
      WES Wesfarmers 1.10% $1,096
      WOW Woolworths Grp 1.11% $1,107
      JHX James Hardie Ind 1.16% $1,155
      WPL Woodside Pet 1.05% $1,054
      ANZ ANZ Banking Grp 1.23% $1,226
      DOW Downer EDI 1.06% $1,056
      CSL CSL 1.52% $1,524
      CKF Collins Foods 1.15% $1,155
      ASX ASX 1.09% $1,093
      BHP BHP 1.14% $1,144
      CBA Commonwealth Bank of Aust 2.45% $2,451
      CAR Carsales.com 1.09% $1,092
      Australian Shares 30.47% $3,047,000
      View all Australian Shares Show less Australian Shares
      International Shares 19.91% $19,911
      Code Security name Weighting % Amount
      WHT0044AU Capital Group Global Equity 9.93% $9,927
      FRT0009AU Franklin Global Growth Wholesale 9.98% $9,984
      International Shares 19.91% $19,911
      Australian Property 4.82% $4,823
      Code Security name Weighting % Amount
      ETL0119AU SGH Property Income 4.82% $4,823
      Australian Property 4.82% $4,823
      International Property 4.94% $4,940
      Code Security name Weighting % Amount
      ETL0005AU SGH LaSalle Global Listed Property Securities 4.94% $4,940
      International Property 4.94% $4,940
      Australian Fixed Interest 19.97% $19,966
      Code Security name Weighting % Amount
      WBCPF CAP NOTE 3-BBSW+4.00% PERP NON-CUM RED T-03-21 1.99% $1,988
      ANZPF CAP NOTE 6-BBSW+3.60% PERP NON-CUM RED T-03-23 2.49% $2,494
      AMPPA CAP NOTE 3-BBSW+5.10% PERP NON-CUM RED T-12-21 1.98% $1,984
      CGFPA CNV PREF 3-BBSW+3.40% PERP SUB NON-CUM RED T-05-20 2.00% $1,995
      NABPC CAP NOTE 3-BBSW+3.50% PERP NON-CUM RED T-07-23 1.99% $1,989
      ETL0015AU PIMCO Australian Bond Wholesale 7.54% $7,538
      CBAPF CAP NOTE 3-BBSW+3.90% PERP NON-CUM RED T-03-22 1.98% $1,977
      Australian Fixed Interest 19.97% $19,966
      View all Australian Fixed Interest Show less Australian Fixed Interest
      International Fixed Interest 10.00% $10,003
      Code Security name Weighting % Amount
      ETL0016AU PIMCO Diversified Fixed Interest W 5.01% $5,011
      SBC0819AU UBS International Bond Fund 4.99% $4,992
      International Fixed Interest 10.00% $10,003
      Alternatives 4.92% $4,923
      Code Security name Weighting % Amount
      OPT7628AU Arco Absolute Return Fund 4.92% $4,923
      Alternatives 4.92% $4,923
      100.00%
      Total
      $100,006
      Your monthly fee
      Model Portfolio Fee
      $ - per month
      +
      OpenInvest Fee
      FREE First 12 months
      =
      Monthly Fee
      $ -

      After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

      Your monthly fee explained
      Model Portfolio Fee
      $ - per month
      This includes:

      SG Hiscock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

      The Indirect Cost, which is an estimate of underlying charges of some of the holdings SG Hiscock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

      OpenInvest Fee
      FREE for the first 12 monthsthen $ - per month

      The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

      • No hidden fees or charges
      • We pay for brokerage
      • You keep all interest earned

      A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

      The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

      All fees and charges are inclusive of GST.

      Ready to Invest?

      Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

      Invest
      Investment Objective
      The objective is to provide an actively managed diversified portfolio for an investor who is looking for a portfolio that will provide growth over the longer term as the primary objective but will also provide a modest level of protection in a falling market. Income is of a secondary consideration and a function of asset allocation. In order to achieve this objective the portfolio's long-term asset allocation will be split approximately 70% to growth and 30% to income assets with a total return objective of CPI +3-4%. Exposure to growth assets will be diversified across both domestic and international equity and property asset classes.
      Typical Investor
      The typical investor is focused on growing the total value of their portfolio through a combination of both capital growth and income. The portfolio would suit investors with a perpetual or long time horizon and with a higher degree of tolerance for risk and fluctuation in portfolio value. Income is most likely a secondary consideration.
      Investment Strategy and Approach
      Actively managed portfolio with a Strategic Asset Allocation of 70% to growth assets and 30% to income assets.
      Minimum Investment Amount
      $25,000

      Model Composition

      Allocation as at May 2019

        Allocation & Fees
        Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
        SG Hiscock Robust Growth
        This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
        Cash 2.99% $299,000
        Code Security name Weighting % Amount
        CASH Cash 2.99% $2,990
        Cash 2.99% $299,000
        Australian Shares 40.44% $4,044,000
        Code Security name Weighting % Amount
        WPL Woodside Pet 1.21% $1,209
        WOW Woolworths Grp 1.27% $1,269
        NAB National Aust Bank 1.64% $1,636
        ORA Orora 1.28% $1,284
        ORG Origin Energy 1.23% $1,228
        QBE QBE Insurance Grp 1.18% $1,178
        RIO Rio Tinto 1.18% $1,184
        WES Wesfarmers 1.26% $1,259
        SCG Scentre Grp 1.51% $1,515
        SEK Seek 1.34% $1,339
        SUN Suncorp Grp 1.21% $1,213
        SYD Sydney Airport 1.24% $1,243
        TCL Transurban Grp 1.23% $1,234
        URW Unibail Rodamco Wfld 1.13% $1,131
        MQG Macq Grp 1.11% $1,109
        MMS McMillan Shakespr 1.22% $1,225
        JHX James Hardie Ind 1.16% $1,157
        ETL0118AU SGH Emerging Companies 2.06% $2,056
        DOW Downer EDI 1.21% $1,209
        CSL CSL 2.03% $2,030
        CKF Collins Foods 1.32% $1,322
        CBA Commonwealth Bank of Aust 3.27% $3,272
        CAR Carsales.com 1.25% $1,251
        BHP BHP 2.29% $2,293
        WOR WorleyParsons 1.15% $1,150
        ANZ ANZ Banking Grp 1.64% $1,637
        VVR Viva Energy Reit 1.20% $1,204
        WBC Westpac Banking 1.62% $1,615
        Australian Shares 40.44% $4,044,000
        View all Australian Shares Show less Australian Shares
        International Shares 27.00% $26,995
        Code Security name Weighting % Amount
        IVV iShares S&P 500 ETF 5.05% $5,046
        FRT0009AU Franklin Global Growth Wholesale 11.01% $11,006
        WHT0044AU Capital Group Global Equity 10.94% $10,943
        International Shares 27.00% $26,995
        Australian Property 9.67% $9,666
        Code Security name Weighting % Amount
        ETL0119AU SGH Property Income 9.67% $9,666
        Australian Property 9.67% $9,666
        International Property 4.95% $4,951
        Code Security name Weighting % Amount
        ETL0005AU SGH LaSalle Global Listed Property Securities 4.95% $4,951
        International Property 4.95% $4,951
        Australian Fixed Interest 11.95% $11,949
        Code Security name Weighting % Amount
        MQGPB CAP NOTE 6-BBSW+5.15% PERP NON-CUM RED T-03-21 2.97% $2,969
        CGFPA CNV PREF 3-BBSW+3.40% PERP SUB NON-CUM RED T-05-20 2.99% $2,992
        ANZPF CAP NOTE 6-BBSW+3.60% PERP NON-CUM RED T-03-23 3.00% $3,001
        AMPPA CAP NOTE 3-BBSW+5.10% PERP NON-CUM RED T-12-21 2.99% $2,987
        Australian Fixed Interest 11.95% $11,949
        International Fixed Interest 3.00% $3,002
        Code Security name Weighting % Amount
        SBC0819AU UBS International Bond Fund 3.00% $3,002
        International Fixed Interest 3.00% $3,002
        100.00%
        Total
        $100,005
        Your monthly fee
        Model Portfolio Fee
        $ - per month
        +
        OpenInvest Fee
        FREE First 12 months
        =
        Monthly Fee
        $ -

        After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

        Your monthly fee explained
        Model Portfolio Fee
        $ - per month
        This includes:

        SG Hiscock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

        The Indirect Cost, which is an estimate of underlying charges of some of the holdings SG Hiscock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

        OpenInvest Fee
        FREE for the first 12 monthsthen $ - per month

        The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

        • No hidden fees or charges
        • We pay for brokerage
        • You keep all interest earned

        A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

        The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

        All fees and charges are inclusive of GST.

        Ready to Invest?

        Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

        Invest
        Investment Objective
        The objective is to provide an actively managed portfolio for an investor with a primary objective of growing the value of their investments and a high tolerance for market fluctuations and risk. In order to achieve this objective the portfolios long term asset allocation will be split approximately 90% to growth and 10% to income assets. This portfolio has a target return of CPI +4-6%. Exposure to growth assets will be diversified across both domestic and international equity and property asset classes.
        Typical Investor
        The typical investor is focused on growing the total value of their portfolio through exposure to growth assets classes such as equities and property. The portfolio would suit investors with a perpetual or long time horizon and with a high understanding and comfort level for risk and fluctuation in portfolio value.
        Investment Strategy and Approach
        Actively managed portfolio with a Strategic Asset Allocation of 90% to growth assets and 10% to income assets.
        Minimum Investment Amount
        $25,000

        Model Composition

        Allocation as at May 2019

          Allocation & Fees
          Enter an investment amount then scroll down to see an indicative example of the portfolio you would own, as well as the associated fee.
          SG Hiscock Maximum Growth
          This example is an out-of-date breakdown of this model and should not be taken to represent our current thinking or composition
          Cash 2.89% $289,000
          Code Security name Weighting % Amount
          CASH Cash 2.89% $2,890
          Cash 2.89% $289,000
          Australian Shares 49.71% $4,971,000
          Code Security name Weighting % Amount
          ANZ ANZ Banking Grp 2.35% $2,351
          WOR WorleyParsons 1.30% $1,304
          WES Wesfarmers 1.49% $1,492
          WBC Westpac Banking 1.95% $1,946
          TCL Transurban Grp 1.56% $1,561
          SYD Sydney Airport 1.56% $1,563
          SUN Suncorp Grp 1.48% $1,481
          SEK Seek 1.68% $1,684
          SCG Scentre Grp 1.84% $1,836
          RIO Rio Tinto 1.92% $1,921
          QBE QBE Insurance Grp 1.52% $1,519
          ORG Origin Energy 1.46% $1,457
          ORA Orora 1.43% $1,427
          WOW Woolworths Grp 1.65% $1,645
          NAB National Aust Bank 2.01% $2,010
          MMS McMillan Shakespr 1.54% $1,536
          JHX James Hardie Ind 1.46% $1,457
          ETL0118AU SGH Emerging Companies 3.83% $3,833
          DOW Downer EDI 1.50% $1,501
          CSL CSL 2.97% $2,974
          CKF Collins Foods 1.70% $1,698
          CBA Commonwealth Bank of Aust 3.92% $3,918
          CAR Carsales.com 1.52% $1,521
          BHP BHP 2.78% $2,781
          MQG Macq Grp 1.86% $1,857
          WPL Woodside Pet 1.43% $1,435
          Australian Shares 49.71% $4,971,000
          View all Australian Shares Show less Australian Shares
          International Shares 42.60% $42,600
          Code Security name Weighting % Amount
          IVV iShares S&P 500 ETF 6.03% $6,030
          FRT0009AU Franklin Global Growth Wholesale 18.51% $18,509
          WHT0044AU Capital Group Global Equity 18.06% $18,061
          International Shares 42.60% $42,600
          Australian Property 4.80% $4,803
          Code Security name Weighting % Amount
          ETL0119AU SGH Property Income 4.80% $4,803
          Australian Property 4.80% $4,803
          100.00%
          Total
          $100,000
          Your monthly fee
          Model Portfolio Fee
          $ - per month
          +
          OpenInvest Fee
          FREE First 12 months
          =
          Monthly Fee
          $ -

          After the initial 12 month free period, the monthly OpenInvest fee will be $ - per month based on the investment amount entered.

          Your monthly fee explained
          Model Portfolio Fee
          $ - per month
          This includes:

          SG Hiscock Fee, which covers their professional investment management expertise, intellectual property, research, analysis, modelling, asset allocation, and buying and selling decisions. This fee is deducted directly from your investment account.

          The Indirect Cost, which is an estimate of underlying charges of some of the holdings SG Hiscock may invest in, such as ETFs and managed funds. These charges are automatically deducted by those funds, rather than coming out of your account.

          OpenInvest Fee
          FREE for the first 12 monthsthen $ - per month

          The OpenInvest Fee covers all costs of administering your portfolio, including updating your portfolio - based on decisions of your chosen investment manager - and detailed reporting. This fee is deducted directly from your investment account.

          • No hidden fees or charges
          • We pay for brokerage
          • You keep all interest earned

          A Transaction Cost is an underlying charge levied by an ETF or managed fund when you buy into or sell out of a fund.

          The estimated initial transaction cost for the funds in this model portfolio on a $100000 investment is $ -.

          All fees and charges are inclusive of GST.

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          Our single, simple fee covers administration and operations by OpenInvest, the services of your chosen investment manager, and any indirect costs.

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          Insights from SG Hiscock & Company